Credit Cards
Line of Credit
Savings Secured
Personal Loan
Collateral Protected Loans
100
What rewards does the member get on our Visa Signature Cash Back?
WHAT IS 3% Gas 2% Grocery 1% Everything else
100
What is the minimum approval amount for a personal Line of Credit?
What is $500!
100
What accounts can be used for secured personal loans?
What is Savings & Certificates!
100
What is the MAX term for a personal loan?
What is 84 months!
100
How old of a vehicle can we finance at VyStar?
What is up to 15 years old!
200
What is the lowest we offer on balance transfers?
What is 1.99%
200
Can you have a co-signer on a Line of Credit?
What is NO
200
What is the minimum required to start a Secured personal loan?
What is $500.00!
200
Is there any penalty paying off your personal loan sooner that the final payment date?
What is NO
200
What is the price of GAP Non-Refundable?
What is $699!
300
What additional rewards do members get with the Orlando Magic Signature Rewards Credit Card?
What is 35% off tickets to select Orlando Magic home games and access to EXCLUSIVE Orlando Magic merch!!
300
Can a member transfer from their Line of Credit via the Online Mobile App?
What is yes!
300
If my Certificate is at an APR of 4.15, what will my Certificate secured loan APR be?
What is 6.15%!
300
Is Skip a Pay available with personal loans?
What is YES
300
If a member has not found a vehicle yet, what Auto loan product can we offer to make shopping easier?
What is VIP Express Draft!
400
What is the lowest interest rate on any of our unsecured credit cards? (As of 9/9/24)
What is 15.35%
400
When is the LOC bill created?
What is 25 days before the due date!
400
When a member makes a Savings Secured Loan payment, where does the principal of the payment go?
What is available back into the Savings Account!
400
If I have a personal loan of $1,000, how much per month is added for life plus Debt Protection? (Hint $9.5 cents per $100)
What is 95 cents per month!
400
Can a member have multiple auto loans with VyStar?
What is YES
500
If my credit card limit is $10,000 and I have no balance, how much can I use as a cash advance?
What is $5000! (You can borrow up to 50% of your credit card balance as a cash advance)
500
What is the lowest APR for a personal Line of Credit?(As of 9/9/24)
What is 16.24%!
500
Is credit pulled on Savings Secured Loans?
What is YES (AS of 4/15/2024)
500
If the loan is declined for excessive debt obligations, what is an alternative solution for the member?
WHAT IS BALANCE CONSOLIDATION!
500
If a member's primary source of income in RideShare (LYFT, UBER, ETC) can we proceed with a personal auto loan?
What is NO (If a member's primary source of income is 50% or more of RideShare, we cannot proceed)