Checking Accounts
What is the minimum deposit?
$0.00
For what account are we required to have a savings account?
All accounts
How many credit cards do we offer, what are the names?
Empowerment credit card
Rewards credit card
Name 6 Loans we offer
Personal Loan, Debt consolidation, Fast cash Loan, Home loan, Auto Loan, Commercial Loan, Mortgage Loan
What CD offers $2,500.00 min to open with 3-6 Month term?
Short term CD
What is the fee we charge when going negative?
$29.50
What is the minimum open?
$10.00
Earn points for every $___ that you spend on qualifying purchases.
$1.00
What's the interest rate for vacation loans?
No higher than 17.90%
What CD offers $1,000.00 min to open with 12-60 Month term?
Long term CD
How many months does member need to have second chance checking in good standing? Fee?
6 Months
Fee: $15 dls per month
How many times can member withdraw before fee is charged and what is the fee?
After the 4th withdraw there will be a fee of $3.00
What is the percentage for cash advance?
2%
Name 2 benefits member receives with loans.
Low interest rates, affordable loan payments, auto pay & external payment options
What CD offers $2,500.00 min to open with 24 Month term?
Smart Step
What is the minimum/daily balance to have a money market?
$2,500.00
What is the time frame to open a Christmas club?
Between November 1st to March 31st.
For the first 6 months what is the interest rate for empowerment card?
1.9%
What is the lowest and highest interest for auto loans?
7.39% -8.71%
What CD offers $2,500.00 min or $5,000.00 to open with 18- or 60-Month term?
Bump up
What type of benefits do we offer?
Zelle, Bill Pay, Debit card, Issue Checks
What are the names of the 3 different youth saving accounts?
Money mammals, Miners Kids club, M3Money Club
What is the interest rate on empowerment credit card?
13.15%- 17.90%
What is a Debt Consolidation Loan?
A GECU debt consolidation loan can help you pay off high interest rate credit card, debt, personal loans and more. Combine all of your debt into one monthly payment instead of many.
How many IRA's do we have? What are the names?
3 Different IRA's
Traditional IRA, Roth IRA, Coverdell Esa IRA