Checking
Name 4 qualifiers you should look for to see if a member is a good fit for a Kasasa Cash/Cash back product?
12 DEBIT CARD PURCHASES
ESTATEMENTS
18 or older
Don't already have one with primary ownership
$100
What are the two options for minimum balance requirements on the 11 month CD promo?
$500+ for renewing CD's or a $10k deposit of new money to the credit union
50 free deposits/checks
No Dividends
Innovator Checking
Where do I find the current loan rates?
Either on MeridianLink or the rate sheet that is emailed out.
Outfitter Checking
Must have a Kasasa Checking (Cash or Cash back)
Kasasa Saver
What is the grace period time frame for maturing CD's?
7 days
Which checking am I?
$15 monthly fee
Earns Dividends
250 free cash deposits
Voyager
What is the starting credit limit for Platinum Visa and Visa Platinum Rewards?
$2500
What are two ways I can avoid the fee for Executive accounts?
Average combined balance over $50k between checking, prime share, Money Markets
OR
Average combined balance over $100k between checking, saving, money markets, CD's, and IRA's /IRA CD's
If an 11 month CD is auto rolled over, what term will it roll over to?
12 month
Which checking am I?
$10/monthly fee
100 free deposits/checks
Earns dividends
Explorer Checking
Which CC has the annual fee and how much is it?
$25
Kasasa Cash back earns 1% cashback on debit purchases but what other feature does it boast?
Up to $20 per month in ATM surcharges refunded
-age 0-12
-age 13-18
-Dollar Dog Savings
-Outfitter Savings
What CD am I?
Require $25 to open
Must be 18 years or older to open
Can deposit to CD for chances to win drawing
You can make one withdrawal with a $25 penalty
Save to Win
What is the name of our new merchant services? Helping members with payment processing systems
TMC - Total Merchant Concepts
Do we offer Student Loans?
Our website gives an option to apply with Sallie Mae! We are not the creditor but we are a referral of a loan customer
Name 3 features of the Executive account?
Higher mobile deposit limits
Free cashier's checks
Free checks
5 free outgoing wires
access to Executive Money Market
no overdraw transfer fees
no out of network ATM fees
An account governed by state law that allows the transfer of property to a custodian for the benefit of a minor (beneficiary)
UTMA- UNIFORM TRANSFERS TO MINOR ACT
Name a benefit of a Youth CD?
FYI Huddle stated that Youth CD's transferred over as 12 month CD, feel free to nickname it when you come across them
Ability to make deposits
Name 4 types of business loans we offer
Business credit card
Business line of credit
Business Vehicle loan
Business equipment loan
Business Specialty Vehicle
$300-$4000
A fast loan applied for through OLB that does not pull credit but looks at deposit relationship with our members account.