Checking Accounts
How many Checking account types does KCU offers to our members
What is 4
All members must open what account to become a member
What is Main Share Savings
A great way for members to receive deposit or pay loans without having to come into the CU
What is Direct Deposit and Automatic Transfer
Hot Air Balloons are offered under what type of loan
What is Aircraft Loan
Partner available to members and employees free of charge and confidential to help manage their finances, debt counseling and more
What is Balance
Checking account product designed for our Military Active Duty and Retired members
What is Military Checking
An account the member agrees to leave the funds on deposit for a set period of time
What is a Share Certificate (CD)
Members and Non-Members may request this at any of our branch locations to receive cash with valid ID
What is a Cash Advance
Loan product designed to help you get the money you need for unexpected expenses and planned projects
What is a Signature Loan
Name of the car dealership who only finances through Credit Unions
What is CU Auto
$5.00 or $7.00 is the monthly service fee on this product
What is Freedom Plus Checking
The minimum "par share" deposit amount in the main share savings
What is $5.00 per member
Service where Members can access their account with a touch-tone phone 24 hours a day 7 days a week with a Pin Number
What is Teller Phone
Benefits programs offered on the Independence Card
What are Low Rates, Cash Back Rebate and CU Rewards
The type of tax deferred account offered for members to save for retirement
What is an IRA
At least a $300.00 direct deposit, or a $2000.00 maintained average monthly balance or at least 10 debit cards transactions will do what on a Freedom Plus Checking account
What is waive the monthly service fee
The account considered our "Premium Saving Account" that typically pays higher dividends that other share accounts
What is an IMMA
Services offered to non-members with valid ID
What is Cash Advance, Check Cashing, US Savings Bond Redemption and Notary Public
3 Military only loan products offered
What are Airman's 1st Time Vehicle Purchase, Deployment Loan and Start Up Loan
The insurance members can purchase that will pay off their consumer loan if the member should pass away
What is Debt Protection
Free electronic services offered on all of our checking products
What is Online Banking, Mobile Banking, Mobile Deposit with a smartphone, Bill payment and Alerts via email of text message
KCU has 3 Youth Savings programs
What are Club FIT, Koala Club and Joey Account
If qualified, members may overdraw their account up to $250.00 including fees using this service
What is Courtesy Pay
Product designed to waive the remaining loan balance not covered by the borrower's insurance in the event of a total loss or unrecovered theft of a vehicle
What is GAP
Employees can earn $25.00 referral to this department
What is Kirtland Financial Services