Share/Membership Accounts
The minimum requirement to join InRoads for someone 18+ years old
What is a Membership Savings?
This account is designed for individuals up to age 10.
What is Kids Savings Account?
You need to be between the ages of 11 and 18 to hold this account
What is Student Cash Back Checking
This is a service we offer that allows us to pull money in increments from specific accounts to cover transactions.
What is Over-Draft Protection?
You have a frequent member that drives all the way from Portland to deposit a payroll check.
What is Mobile Deposit?
This savings account requires a check hold on any checks that are not verified payroll.
What is a First Step Savings?
This account earns an Annual Percentage Yield of 4.00% on the first $2,500
What is a Boost Savings
This Account allows you to go negative upto $50 with no fees
What is a INcredible Checking
Every time you make a purchase with this card, we donate 0.05 cents.
What is Team Up for Schools?
This service lets members overdraft their checking account for a fee.
What is Courtesy pay?
What is a legal arrangement where the Trustor gives a Trustee permission to manage assets for beneficiaries, and upon the Trustee’s death, the assets pass directly to those beneficiaries?
What is a Trust?
This is an extra savings members can have to help separate their finances
What is a Special Purpose Savings
This account earns up to 2% back on their purchases as long as they meet the qualifications
What is Cash Back Checking
This feature lets you open an account, apply for a loan, get documents notarized all from the comfort of your home.
What is InRoads LIVE?
A member you were assisting was talking about how they're about to drive across country and is concerned that they may be short on funds during the journey.
What is INstant Cash
This is established for an individual receiving social security income where the receiving individual does not have access to the account
What is a Representative Payee Account
This account is for our High Rollers, the more they have on deposit the more they earn in dividends.
What is a Soar Money Market
- Long into online banking once per billing cycle
- Be registered to receive electronic statements
- Have a valid email address on file
- At least 10 pin or signature based debit transactions
What is Cash Back and Cash Rewards Checking
This account you can contribute up to $7,000.00 annually ($8,000.00 if you're over the age of 50).
What is an IRA?
A member was telling you about how they need to do some updates to their house that they recently bought, they unfortunately don't have enough saved up.
What is a HELOC?
This is an account for an individual who has had the courts appoint a person to manage their financial affairs. The individual does not have access to this account.
Conservatorship Account
This account allows members to lock up their money for a set period of time with a higher annual percentage yield
What is a Share Certificate
This is the only consumer checking account we offer with a monthly fee
What is a CU Choice Checking
This business account waives a monthly fee if you maintain $5,000.00 a month.
What is a Business Rewards Checking account?
A member was telling you how they're traveling out of state and need to put the travel notice on. And asked you how they should go about doing that.
What is Card Controles in Digital Banking?