Share/Membership Accounts
This account is initially used to establish a membership to become a member of InRoads, the minimum age being 18+.
What is a Membership Savings?
This account is designed for individuals up to age 10.
What is Kids Savings Account?
You need to be between the ages of 11 and 18 to hold this account
What is Student Cash Back Debit?
This is a service we offer that allows us to pull money in increments from specific accounts to cover transactions.
What is Over-Draft Protection?
You have a frequent member that drives all the way from Portland to deposit a payroll check.
What is Mobile Deposit and Direct Deposit?
This savings account requires a check hold on any checks that are not verified payroll.
What is a First Step Savings?
This account earns an Annual Percentage Yield of 4.00% on the first $2,500.
What is a Boost Savings?
This Account allows you to go negative up to $50 with no fees
What is a INcredible Checking?
Every time you make a purchase with this card, we donate 0.05 cents.
What is Team Up for Schools?
You notice that the member you are helping is constantly over drafting their checking account. What Product would you refer to this member?
What is Courtesy pay?
A legal arrangement where a Trustor gives Trustee(s) the right to hold title to property or assets on behalf of a beneficiary/beneficiaries. Upon death of the Trustor, the assets pass directly to the beneficiary/beneficiaries.
What is a Trust?
This is an extra savings account where members can use to help separate their finances.
What is a Special Purpose Savings?
This account earns up to 2% back on their purchases as long as they meet the qualifications.
What is Cash Back Checking?
This feature lets you open an account, apply for a loan, get documents notarized all from the comfort of your home.
What is InRoads LIVE?
A member you were assisting was talking about how they're about to drive across country and is concerned that they may be short on funds during the journey.
What is INstant Cash?
This is established for an individual receiving social security income where the receiving individual does not have access to the account.
What is a Representative Payee Account?
This account is for our High Rollers, the more they have in the account the more they earn in dividends.
What is a Soar Money Market?
- Long into online banking once per billing cycle
- Be registered to receive electronic statements
- Have a valid email address on file
- At least 10 pin or signature based debit transactions
What is Cash Back and Cash Rewards Checking?
This account you can contribute up to $7,000.00 annually ($8,000.00 if you're over the age of 50).
What is an IRA?
A member was telling you about how they need to do some updates to their house that they recently bought, they unfortunately don't have enough saved up.
What is a HELOC?
This is an account for an individual who has had the courts appoint a person to manage their financial affairs. The individual does not have access to this account.
What is a Conservatorship Account?
This account allows members to lock up their money for a set period of time with a higher annual percentage yield
What is a Share Certificate?
This is the only consumer checking account we offer that has a monthly fee.
What is a CU Choice Checking
This business account waives a monthly fee if you maintain $5,000.00 a month.
What is a Business Rewards Checking account?
A member was telling you how they're traveling out of state and need to put the travel notice on. And asked you how they should go about doing that.
What is Card Controls in Digital Banking?