It's How Much?
How much is the monthly fee for an Essential Checking Account?
$5
What are the names of our three checking accounts?
Essential, Dividend and Breeze
What are the two types of club accounts we offer?
Holiday and Vacation?
What is the name of our additional savings account?
Second Share
What is the money called that members earn for keeping their money on deposit with Nusenda?
Dividends
How much is the fee for a Dividend Checking?
$5
What are some additional benefits with our Dividend Checking?
Free Gift Cards, 1 free box of checks per year and 10 free foreign ATM fees refunded per month.
What are the lengths of the Share Certificates contracts?
3 to 6 months.
What are the name of our two primary share accounts?
Non-Transaction and Dividend Savings
What is Earn Your Return?
Earn Your Return is a bonus dividend you can earn by actively participating in Nusenda Credit Union’s savings, deposit, and loan products. The more you participate, the more you can earn.
What would the monthly fee for a Money Market be?
$7.50
How do you avoid the monthly fee for a Dividend Checking?
Member must have an average relationship balance of $2500 in order to waive the monthly fee.
What are the maturity dates for the two club accounts?
Holiday - November 1st
Vacation - May 1st
What account does not earn dividends?
Non-Dividend Savings
What are Community Rewards?
Members earn .25% cashback on qualified credit based debit card purchases.
What is the fee for a Breeze checking account and what is the only way to waive it?
$5, it is free for anyone under the age of 21.
1. 21 and under and 62 and over.
2. Maintain an Average Monthly Relationship balance of $250 or more.
3. Sign up for e-Statements.
How do you avoid paying the monthly fee for the Money Market account?
Maintain a minimum of $2500.
What way can a member avoid the monthly money market fee?
Maintain an average balance of $2500.
$100.00
How much is an overdraft fee at Nusenda?
$10
What is a Payroll Distribution Program?
This service is provided to Nusenda Credit Union Select Employee Groups (SEGs) and their employees. This program replaces paper paychecks and provides easy access to payroll funds at the convenience of the SEG employee
What is a Bump Rate CD?
A CD that allows a one-time bump in rate or a one-time deposit during the term (both can be done so long they're done at the same time).
What would be a reason someone would not want to earn interest?
Tax reporting purposes or religious beliefs.
What are the 5 charitable categories members can give to with Community Rewards?
Education, Healthcare, Environment and Wildlife, Community Support, The Arts