Day-to-Day Banking
This chequing account is designed for members who prefer to do all their banking online and includes unlimited electronic debit transactions and unlimited e-Transfers.
What is myeCHEQUING?
This account allows account owners over 18 years old to earn interest income tax free, with up to $7000/year in contribution room and no monthly fee.
What is myTFSA HIGH INTEREST SAVINGS?
This financing option allows members to purchase a new or used vehicle without purchasing the asset outright.
What is the Vehicle Leasing Program?
This CMHC-insured mortgage is designed for eligible mobile or modular homes located on leased land or in a park.
What is a CLIP Mortgage?
This company partners with CUA to provide life, travel, home, auto, and credit insurance products.
What is CUMIS?
This account is available to post-secondary students aged 18+ and includes no monthly fee, unlimited transactions, and unlimited e-Transfers.
What is myCHEQUING STUDENT?
This registered plan helps parents save for a child's post-secondary education.
What is a Registered Education Savings Plan (RESP)?
This product can be used for travel, major purchases, or consolidating debt into one payment.
What is a Personal Loan?
This mortgage product helps customers cover a down payment by providing up to 5% of the purchase price through a loan or line of credit.
What is a No Down Payment Mortgage?
This company issues CUA credit cards and provides cardholders with 24/7 customer support.
What is Collabria?
This account is only for members 59 years or older, offers no monthly fee and 20 transactions per month.
What is myCHEQUING SENIOR?
This plan combines the tax-deductible contributions of an RRSP with the tax-free growth of a TFSA.
What is an FHSA?
Compared to many retail credit cards, this product generally offers lower borrowing costs.
What is a Personal Line of Credit?
Qualified buyers need only a 2% down payment under this Nova Scotia-backed program.
What is the Nova Scotia First Time Homebuyers Program (FTHP)?
CUA deposits are insured by this organization for up to $250,000 per eligible category.
What is the Credit Union Deposit Insurance Corporation (CUDIC)?
This day-to-day banking feature allows members to access a line of credit to cover overdrafts, up to a combined maximum of $3,500.
What is an Account Protector?
The longest GIC term offered by CUA is this many years.
What is 5 years?
These financing products help members maximize RRSP contributions and tax benefits.
What are RRSP Loans and RRSP Lines of Credit?
Heat pumps, solar panels, HRVs, and LED lighting can all be financed through this program.
What is an Energy Efficiency Loan?
Members looking for a complete financial plan and access to stocks, bonds, mutual funds, and ETFs can work with advisors through this organization.
What is CU Financial Management (CUFM)?
This CUA program reviews a member's transaction history and may refund up to three months of service charges if they were in the wrong account package.
What is the Best Fit Account Guarantee?
The return on this investment is tied to the performance of the stock market.
What are Index Linked Term Deposit and Mutual Funds?
This program was designed to help individuals rebuild credit and support growing small businesses.
What is the Microloan Program?
During the building process, payments on this mortgage are reduced to premium interest only.
What is a Construction Mortgage?
This platform is best suited for members who want to make their own investment decisions.
What is Qtrade Direct Investing?