Checking
What is the APY for first $5k on deposit in an I.P.A checking?
4%, after that it is a blended rate.
What ancillary product should a member get for a JEEP that often moves over dangerous terrain?
How long is the draw period of the CCHELOC?
10 years
CC HELOC Quick Reference Guide
A business member would like to know more about how they can collect payments from their customers. Who has On Tap partnered with to offer this solution?
Total Merchant Concepts, or TMC.
TMC Flyer
What is the minimum balance required for our free checking?
What is the minimum deposit for our Youth CD?
Can I finance my super sweet Jet Ski through On Tap?
Heck yeah you can B-)
https://www.ontapcu.org/rates
What is the late fee that we charge on the CC HELOC? (Hint - the answer should have 'or' in it)
$25 or 5% of the payment due.
Whichever is GREATER
https://www.ontapcu.org/fee-schedule
What is the youngest age we can give someone a debit card?
13 years old with a Teen Checking.
https://www.ontapcu.org/personal/bank/youth-accounts
What are the 2 stipulations of the Money Market that the Peak tiered savings doesn't have?
1) Fees for over 6 withdrawals a month
https://www.ontapcu.org/fee-schedule
2) $1,000 min daily balance to avoid $10 monthly fee
https://www.ontapcu.org/rates
What is the auto loan rate discount we offer to our On Tap Preffered Employees?
0.50%
Preferred Employer Flyer - Offers expire 12/31/26
What is the variable floor rate?
How about the variable cap rate?
Floor: 4.75%
Cap: 18%
CC HELOC Quick Reference Guide
How much do we back our insure our members through the NCUA?
Up to $250,000 per depositor on the account
https://www.ontapcu.org/member-benefits
DAILY TRIPLE DOUBLE!
All teams may wager any amount of their points for this. You must get all 3 parts correct to win this wager. Incorrect answers will cost all wagered points.
IPA Checking Cell Phone Protection covers how many phones? Up to how many claims annually? For what total amount maximum per year?
What part of the rates page should we always use when recommending the peak tired savings vs the money market savings?
The Savings Calculator
What is the rate discount we offer on Auto Loans of our Preferred Employee Groups?
0.50% APR disocunt
Preferred Employee Flyer, offer expired 12/31/26
What do we charge to make principal only payments?
There is no extra payment required for early principal payments. (We're not HACKS)
https://www.ontapcu.org/what-sets-the-craft-choice-heloc-apart
Where would a member find the inactivity fee for our accounts?
What is the minimum balance on our Business Checking Plus share to obtain the APY earned on that share?
This member is a business owner who would like to create a retirement plan for herself. What On Tap product would she benefit from?
Who are the 3 Home Loan Servicers On Tap members can contact directly through our website?
TruHome, Servion, and Cornerstone
https://www.ontapcu.org/mortgage-payments
How is daily interest calculated? (hint - its algebra (barf))
Take balance times rate in decimal form ($10k x 0.0499) equals annual interest ($499). Divide by 365 for Daily interest ($1.367) times 31 (or number of days in the month) for the monthly total ($42.38)
No need site, math is math.
I work for CoorsTek, an On Tap preferred employer. What is the introductory rate and term I could qualify for on a Low Rate Credit Card?
5.99% for 12 months.
Preferred Employer Flyer - Offers expire 12/31/26