Personal Checking Accounts
Savings Accounts
Business Accounts
Other Services
Credit Cards
100
This personal checking account includes free cashier's checks and money orders, free basic personalized checks (does not include shipping), and is available to customers 55 years of age or older.
What is Prestige Senior Free Checking?
100
This savings account is usually paired to our Pure Checking account. It requires no minimum balance and is limited to 1 free withdrawal per month with a $1 fee for each additional withdrawals. It earns .35% APY as long as the qualifications are met on the customer's paired Pure Checking account.
What is Pure Savings?
100
This account can be personal or business and is available for customers who would like to invest their money. It has a minimum opening deposit amount of $2,500 and earns a 0.12% rate of interest. It also has a limit of 6 transactions per month.
What is First (or Commercial) Money Market?
100
Name the 5 different debit cards offered by FAB&T.
What are School Spirit, Photo Debit, Community Art, C-130, and Regular EMV Chip?
100
Name the 5 consumer credit cards offered by FAB&T.
What is Platinum Classic, Platinum Payback, Platinum Preferred, World, and World Elite?
200
On Pure Checking accounts, these 3 qualifications must be met each month in order for the customer to receive up to $25 in ATM refunds and 1.50% APY. (Note: These requirements are the same for Proprietorship Pure Checking accounts as well)
What are 10 debit card transactions, 1 direct deposit or ACH auto-payment or OLB billpay, and e-statements?
200
This savings account is our most traditional savings account. It requires a minimum balance of $100 and is limited to 3 withdrawals per month with a $1 fee for any additional withdrawals. There is also a $5 maintenance fee if the balance should ever fall below $100 within the statement period.
What is Regular Savings?
200
This business checking account is available for businesses that will exceed 100 deposit items per month. It requires a monthly maintenance fee of $7 as well as several small service charges for deposit items (on-us, not on us, returned) and checks. This account also includes a free business check card.
What is Commercial Checking?
200
All Safe Deposit Box payments are due on this date annually.
What is January 15th?
200
Name the brand of credit and debit cards that FAB&T offers.
What is MasterCard?
300
This personal checking account is our most basic account. It includes no service charge, no minimum balance, and a free basic ATM or MasterCard debit card.
What is First Free Checking?
300
This savings account requires a minimum deposit amount of $10. It is available to FAB&T customers that are under 13 years of age. It includes a free pair of FAB&T headphones and earns a 0.5% rate of interest. (Note:When the customer reaches 13 years of age this account will be automatically switched to a Regular Savings account.)
What is Cash Club Savings?
300
This business checking account is available for businesses that will receive up to 100 deposit items per month. It requires a monthly maintenance fee of $7 with no other additional charges. This account also includes a free business check card.
What is Small Business Checking?
300
This FAB&T product is for customers who would like to earn a high rate of interest over a previously negotiated amount of time (90 days, 6 months, 1, 2, or 3 years) It requires a minimum opening deposit amount of $500. The rate of interest is "locked" in for the the agreed upon term and may be renewed or re-negotiated upon maturity.
What is a Certificate of Deposit (CD)?
300
Name the 3 biggest benefits of having a credit card with FAB&T.
What are no annual fees, US based call center, and in branch payments?
400
This personal checking account has a minimum balance of $1000. It earns money-market rate of interest and is available as a non-profit or sole-proprietorship (DBA) checking account as well.
What is First (or Commercial) Premier Checking?
400
This special holiday savings account allows customers to save up for the end of the year holidays. It is available in a variety of different ending amounts ($100, $250, $500, $1000, or $2500) If the customer makes 49 out of the 50 required payments by the end of October, FAB&T will pay the last payment on behalf of the customer.
What is Christmas Club Savings?
400
These types of business accounts can be offered to customers who are sole owners of their businesses who conduct business under their own name or an assumed name. These accounts can be labeled DBA for "doing business as" (Note: The account will typically be under the sole owner's Social Security Number)
What is Commercial First Premier Checking, Commercial First Money Market, Proprietorship Pure Checking, Small Business Checking, or Commercial Checking? (Note: All of these accounts can be labeled as Sole-Proprietorship or DBA)
400
Name 3 benefits of FAB&T Online/Mobile Banking.
What are mobile deposit, billpay, e-statements, online transfers, person to person transfers, personalized gift checks, ability to view checks online, text alerts, mobile phone app?
400
True or False: You must be an existing customer with FAB&T in order to apply for a FAB&T credit card.
What is false?
500
This personal checking account requires a monthly membership fee of $5, $6, or $7. It includes accidental death insurance, discounts on travel and auto rentals, and a $5 credit for a safe deposit box. It also includes free cashier's checks and money orders.
What is First Benefits Checking?
500
List the 5 opening deposit amounts for our Christmas Club savings accounts.
What is $2, $5, $10, $20, or $50?
500
These business accounts are for organizations such as memorial funds, scout groups, reunion funds, churches, etc. The organization is required to provide, by-laws, a charter, or meeting minutes naming the officers or representatives that will be listed on the account. They must also provide a TIN number and letter showing the organization's status when opening these accounts.
What are Non-Profit Accounts?
500
This special benefit is included with the FAB&T School Spirit debit card.
What is a donation of $3 of the $5 one-time specialty debit card fee to the school represented on the face of the card?
500
This percentage represents the APR or annual percentage rate for our consumer credit cards.
What is 14.49%?
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