Convenience
Members opt in to this program to allow a certain amount of overdrafts on their account.
What is Courtesy Pay?
The payment on this type of real estate loan remains the same through the term of the loan.
What is a Fixed-Rate Mortgage?
True or False. A Montana Medical Savings Account is member controlled.
What is True?
These require an opening balance of at least $100 for youth, $500 for standard, and $1000 for IRA.
What is Term Savings Certificates?
A secured loan with a vehicle as collateral.
What is Auto Loan?
A money order has this maximum amount.
What is a $1000?
Interest rates can and do change periodically over the term of this real estate loan. (They can go up or down within a range)
What is an Adjustable-rate mortgage (ARM)?
Members must have a high deductible, high premium health insurance plan to qualify for this account.
What is a Health Savings Account (HSA)?
Account holders can add to these in $100 increments without changing the rate.
What are Youth Certificates?
This member is using their signature as collateral for a loan.
What is Unsecured Consumer Loan?
The fee for a Visa Gift Card.
What is $4?
Allows a homeowner to borrow against the value of the house.
What is a Home Equity or Home Equity Line of Credit (HELOC)?
This tax deferred account is used to save for education expenses.
What is Coverdell Education Savings Account?
VIP accounts help a member save for an annual expense and have this maximum monthly deposit.
What is $250?
A revolving loan with a credit limit that a member can draw against, the available balance is replenished when payments are made, and a card is attached to it.
What is a Visa Credit Card?
Members can go to any participating credit union and do transactions.
What is Shared Branching?
What is True? Federal Law requires that any specific loan information only be given out by lenders with an NMLS number (real estate lenders)
This is charitable account does NOT earn dividends.
What is Non-Profit Checking Account?
The APY and max deposit amount on a Smart Saver Certificate.
What is 5% and $1000?
The max loan amount for an ASUM Bike Loan?
What is $1000?
These are reloadable and has the member's name embossed on the card.
What is Prepaid Visa Debit Card?
This product is designed to have a lower price tag. The main emphasis is that it is NOT on a permanent foundation.
What is a Chattel/Manufactured Home Loan?
This retirement account is made up of after-tax dollars.
What is a Roth IRA?
This type of Term Savings Certificate has a $25 closure fee.
What is IRA Term Savings Certificate?
This type of loan is useful to members who want access to funds immediately or who want to be sure that checks are covered in the case of an overdraft.
What is a Personal Line of Credit?