Savings
What account does every member have?
Primary Share
How much is it to open a checking account?
$25
How much does it cost to open a membership?
$12
How much is it to schedule a loan holiday?
$25
How many credit cards do we offer?
3
Which savings accounts have to hold a minimum balance?
None
Which checking accounts offer ID and Phone Protection?
World and Advantage
What is the most common type of account owner?
Tax owner
What is the daily limit for the ATM?
400
Enjoy ___% APR for the first 6 months.
0
How many tiers does the Money Market account have?
2
What are the cash rewards for the Student Rewards Checking?
$10 for not overdrawing your account annually, $10 for using app/enrolling + round up savings + eStatements, $25 for completing TCU Financial Empowerment Program
If someone is a beneficiary on an account, can they receive account information?
No
What is Bank by Phone?
Provides 24/7 phone access to your account
Which credit card is designed to help members rebuild credit or start establishing credit?
VISA Accelerate Secure Credit Card
Who does not pay a new membership fee?
Kids- 17 and under
What is the rate for the Ultimate Checking? And how high of balances qualify for the rate?
2.96% (3% APY) up to $10,000
For an SSI account, can the primary do transactions?
No
When does a Shared Branch receipt need signed?
Every transaction
Name 3 VISA card benefits.
Zero Liability™ coverage, Verified by Visa for online purchases, Visa Checkout, Roadside Dispatch®, Travel Emergency Assistance Services, Extended Warranty Protection and Visa Concierge
What are the four different IRA accounts offered at TCU?
Education, Roth, SEP, and Traditional
What is the monthly account fee for the World Checking and how do you get it waived?
$10, $8 with eStatements and free with $100,000 in monthly combined balances (mortgage, investments, accounts)
Name the four ways someone can be eligible for a membership at TCU.
Where they live, work, relative or family member already with us, or business affiliation.
How often is the coin machine audited?
Quarterly
What is the reward incentive you receive from the VISA Signature Rewards Credit Card?
Earn 1.5 reward points on each dollar spent on qualifying purchases