A/R History
1964
The Prof Liab dept ended last year with this total written premium.
$
This carrier doesn't have a faulty workmanship exclusion
Coaction
This exclusion applies when the insured owns or has a financial interest in the client they’re serving.
What is the insured vs. insured or related-entity exclusion?
In a headline-making 2024 incident, a finance employee at a Hong Kong firm was tricked into transferring $25.6 million by attackers using this AI-driven deception method.
What is a deepfake video?
This is the first insurance carrier contract A/R had
Foremost
This month is historically our largest premium month
January
This common project delivery method exposes contractors to both design and construction liability, even if they subcontract the design work.
What is design / build
This sector consistently reports the highest volume of security incidents
Healthcare
This type of claim arises when a property manager is accused of violating a specific act by allegedly denying housing based on race, religion, or familial status.
What is a discrimination claim under the Fair Housing Act
What year did Andy Roe join A/R
2001
USLI
Even if you didn’t prepare the drawings, you're still on the hook for this when a subcontracted design error causes a loss.
What is vicarious liability?
Who is Chubb?
This legal claim arises when a media company publishes false information that harms someone’s reputation, even if it wasn’t intentional.
What is defamation (libel or slander)
In 2005, A/R hit this premium figure
$105M
This is how many markets we do business with.
102
This document is often missing from informal jobs, but without it, you can’t shift liability to your subconsultants.
What is a written contract
With 1,714 claims in the NetDiligence dataset, this email-based threat continues to be a major cause of loss.
What is business email compromise (BEC)?
When a product functions as intended but fails to meet the client's specifications—causing financial loss without bodily injury or property damage—policy may respond, though it’s often misunderstood or excluded in standard GL policies.
Manufacturer's E&O
In 2024 we reached this premium figure and had this many employees
240 ees and $390M
This is how many policies A/R has in force.
.
Faulty workmanship is important coverage because it could be excluded under the GL under this coverage exclusion
what is your work or your product exclusion
This state has the most strict and comprehensive data breach notification law and privacy law.
CA - CCPA and CPRA
This U.S. federal agency ramped up its enforcement in 2024, penalizing HIPAA-covered entities that failed to conduct an adequate risk assessment, as part of its newly launched Risk Analysis Initiative.
What is the Office for Civil Rights (OCR)