PIP
Whose policy do you go through for medical?
What is your own household insurance.
Who receives a letter when damages are expected to exceed the Property Damage limit?
What is Insured and all claimants
This document outlines the details of a policyholder's coverage, including limits and exclusions.
What is the policy declaration page?
What division of admin handles follows up with attorneys on BI demands on behalf of CAS?
What is DPT
UM is an acronym for this
What is Uninsured Motorist?
True or False, Income is covered if you miss work due to not having a car.
What is false.
What agency do we leverage to locate involved parties and FOL in an accident?
What is Police Dept.
This term refers to the maximum amount an insurance policy will pay for injuries sustained by a third party.
What is the bodily injury liability limit?
What reference do you use for out of state total loss document instructions?
What is Salvage site
UIM is an acronym for this
What is Underinsured Motorist?
true or false, If you don't have your own policy you can choose whose policy in your household you want to use.
What is False- you would be eligible for all household relative policies.
What boxes do you review on a PR to confirm contributing factors for a 2 vehicle accident?
What is 118a/b 119a/b
This process involves confirming whether a policyholder’s insurance is active and applicable to a specific claim.
What is coverage verification?
What are the 2 methods of contact the admin team use to address medical providers?
What is PL Email and PL Phone Line
This type of vehicle triggers an Uninsured Motorist claim.
What is a phantom?
If you have no other household insurance, what coverage would you recieve for medical?
What is Deemer coverage
What resource do we use to locate vehicles garaging and or prior damages on the vehicle?
What is TLO report
These two key factors are often assessed to determine the settlement amount for a bodily injury claim.
What are medical expenses and pain and suffering?
What kind of access do the admin have in Rightfax to support NJ precerts?
What is Grandfather access
The at fault party is also known as this.
What is the tortfeasor?
What is it called when you question the relationship between the injuries and the accident.
What is Causality
What is the very first template that goes into a claim after it was assigned?
What is Initial Claim Review
This exclusion may prevent coverage if the policyholder was engaged in illegal activity at the time of the incident.
What is the criminal act exclusion?
What does RR stand for in a TLRR-PRS letter?
What is Right of Recourse
This type of UM claim occurs when a HH Res/Rel has an active insurance policy on the DOL.
What is a Pro-Rata claim?