DEFINITIONS
THE MEMBER; THE SPOUSE WHEN A RESIDENT OF THE SAME HOUSEHOLD
WHAT IS AN INSURED?
Wind damage to Roof?
What is coverage A- Dwelling?
What is Firearms- Special Amounts of Insurance?
Meds, fruits, meats and seafood
What are Refrigerated Products?
Theft of jewelry box and contents
What is Replacement cost, subject to special limits and/or ded?
A SUDDEN FALLING OR CAVING IN
WHAT IS COLLAPSE?
Tree fell into the bedroom, by the peril of wind;
damage to roof, ceiling, walls and furniture.
What is Coverage A- Dwelling and Coverage C- UPP?
Up to $5,000 available for this coverage for this exposure, but we will require some documentation and collaboration with creditors and/or attorneys
What is Credit Card Coverage and Identity Fraud Coverage Expense?
Keys stolen while at work, included the house keys, what is covered and limits?
What is Lock Replacement up to $250?
Tree house, built into backyard tree
What is ACV, subject to ded?
A SELF-PROPELLED MOTORIZED GROUND EFFECT VEHICLE ...
WHAT IS A HOVERCRAFT?
Lightning hit a tree which fell onto the in-ground pool cover, and the screened in patio roof; Damages to pool cover, tree, patio roof and window screens; debris in pool and patio.
What is Coverage A - Dwelling (Patio roof/screen); Coverage B- Pool cover; and Tree includes all the debris (subject to limits/ded)
Up to 5% of the Dwelling coverage is offered for this exposure for a covered loss
What is trees, shrubs and other plants?
Garage apt is rented with basic furnishings- sofa, couch, dining room table
What is landlord's furnishings?
insulin, oral antibiotics, contents of freezer
What is Refrigerated Food Products, subject to $500 limit; no deductible
land owned by or rented to any "insured" on which a one or two family dwelling is being built as a residence for any "insured"
What is an insured location?
Mother-in-law suite in the read of the house; custo window coverings
What is Coverage B- Other Structures
Plane tickets, and passports share this limit
What is $1,000 for Securities?
Allows up to 30 days for direct loss from any cause, when the insured does this
What is Property Removed?
Flight jacket, tent, field gear, purchased by an active duty military member
What is Military Uniforms w/o a deductible
The one family dwelling; other structures and grounds
What is the Residence Premises?
Landscaping, rose garden
What is trees, shrubs and other plants?
You have up to $10,000 for this property owner exposure, but... it has to be a covered loss.
What is Loss Assessments?
What is Reasonable Repairs?
Installation of safety shut off valve per 2019 requirement
What is Building Ordinance or Law, subject to deductible and up to a 5% (dwg) limit?