ASKING...
What can you ask for?
-Help
-Permission
-Clarification
-Time to cool down
-Asking questions
What is financial literacy?
-The ability to understand and apply financial skills like budgeting, investing and understanding credit
Why are first impressions important?
-It shapes how someone perceives you long-term. It’s not just what you say, but also your body language and energy.
What are some community resources?
-Educational:Libraries, tutoring programs, scholarship opportunities
-Recreational resources:Community centers, sports facilities, parks/clubs
-Employment Assistance:Job training programs, career counseling, job fairs
-Housing Assistance: Shelters, transitional housing, affordable housing programs
-Counseling Services: Mental health centers, support groups, crisis intervention services
What does having strong conversation skills do for you?
-Enhance your relationships
-Improve self-esteem
-Opens doors to new opportunities
-Making connections!
What does it mean to ask for clarification?
-You need more information or something to be explained in a different way
Why is understanding finances important?
-Empowers informed decisions, from day to day choices to long-terms decisions about savings, investments and loans
-Foundation for financial independence and security
-Reduces financial stress and anxiety
-Enhances quality of life
What are two components for positive interactions?
-Accepting compliments
-Showing appreciation
How do you access Healthcare?
-FInd a healthcare provider that accepts your insurance
-Make an appointment by calling the office
-Understand your rights as a patient: Confidentiality laws that protect your privacy
What are the Steps in maintaining a conversation?
- Looking at the person
-Show you are interested by nodding your head or saying OK
-Ask follow-up questions or offer stories/information related to the topic
-Use a pleasant voice
-Avoid interrupting
Why is asking for help important?
-Promotes teamwork and cooperation
-Reduces stress and frustration
-Enhances learning and personal growth
What are the steps in opening a Bank Account?
-Choose the correct type of account (Checking, savings)
-Select a Bank or Credit Union
-Gather required documents (ID, bring in money to deposit)
-Make your initial deposit
-Complete the application
What are the 4 communication skills needed to make stronger bonds?
-Show interest
-Listen actively
-Constructive feedback
-Show empathy in communication
What are the different types of insurance?
-Health Insurance
-Dental and Vision
-Car insurance
-Home/Renters insurance
How do you introduce others?
-Use a clear voice
-Introduce two people by saying each person’s first and last names
-Allow time for each person to greet each other
-Can provide more information about each person to help create connections. Such as school, jobs, where they are from.
Why is asking to cool-down necessary?
-Prevents conflicts
-Allows time for thoughtful responses
-Promotes emotional regulation
What is Credit and why is it important?
-Credit is the ability to borrow money with the understanding you will repay it at a later date.
-Credit is important to help qualify for loans, mortgages and get better interest rates
-Many landlords and employers check credit scores, so having good credit is important
Benefits of participating in activities?
-Create common ground
-Builds memories
-Develops empathy and understanding
-Encourages positive peer influence
Key components of Insurance?
-Premium: The amount you pay regularly to keep insurance active
-Deductible: The amount you pay out of pocket before insurance starts paying
-Copay: A fixed amount you pay for services when visiting the doctor or dentist
-Coverage: What types of services and costs the insurance plan covers
Why is Initiating a conversation important?
-Builds Confidence and social skills
-Creates opportunities to make a new friend, mentor or experience
-Shows openness and interest in others
Helpful tips to asking questions?
-Ask open ended questions to promote discussion
-Be attentive and listen actively to the answers
-Keep questions short and simple, try not to ask too many questions at once
How do you build good credit?
-Pay your bills on time
-Keep credit card balances low
-Avoid opening too many new accounts at once
-Check your credit report regularly
How do you choose good friends?
-They have shared values and interests
-Are positive influences on you
-Are respectful of your opinions and honor boundaries
How do you access government support systems?
-ID your needs:financial, educational, housing
-Research programs
-Gather documents: income, proof of residency etc.
-Apply
-Follow up: keep track of your application status
What is active listening?
-Look at the person/position your body toward the person
-Maintain eye contact
-Ask follow up questions