Qualifications
This is the formal term for a major life event that allows mid-year changes to benefit elections.
What is a Qualifying Life Event (QLE)?
This document is typically required to add a new spouse to benefit plans.
What is a marriage certificate?
This dependent care change, such as a daycare closing, can be considered a QLE for this type of FSA.
What is a Dependent Care FSA (DCFSA)?
This is when the benefit changes usually go into effect after a QLE is approved.
What is the date of the event or the first of the following month?
Employees must do this to officially initiate a QLE change.
What is submit a life event request (or report the QLE)?
Getting married, having a baby, or losing other coverage are all examples of this.
What is a Qualifying Life Event?
This official document is required when an employee gets divorced and needs to remove a spouse from benefits.
What is a divorce certificate?
This form of insurance may be updated during a QLE, such as adding or removing dependents.
What is health (or dental/vision) insurance?
If an employee misses the QLE reporting window, they must wait until this period to make benefit changes.
What is the next Open Enrollment?
This HR system feature allows employees to start a QLE process.
What is the benefits portal?
When a spouse gains coverage through their employer, it qualifies as this.
What is gaining other coverage (a QLE)?
This document is needed to add a newborn child to an employee’s benefits.
What is a birth certificate or hospital documentation?
The event that allows a dependent child to be added to coverage shortly after joining the family.
What is adoption (or birth)?
This is the annual period when employees can enroll or make changes to their benefit plans.
What is Open Enrollment?
This step ensures your changes are processed and coverage begins as expected.
What is submitting all required documentation on time?
Losing this type of coverage qualifies as a QLE.
What is employer-sponsored health insurance (or COBRA, Medicaid, etc.)?
This must match the QLE documentation to avoid delays in processing.
What is the date of the event?
This change in a dependent’s status, such as reaching age 26, is considered a QLE.
What is aging out of dependent eligibility?
An employee must report a QLE within this number of days from the event.
What is 30 days?
This is the result if a QLE request is submitted without required documentation.
What is denial or delay of the benefit change?
Divorce is a QLE that allows this action regarding a dependent.
What is removing a spouse from coverage?
This must be provided when dropping coverage due to gaining new insurance elsewhere.
What is proof of other coverage (e.g., a coverage letter)?
Retroactive adjustments may be made in some cases.
What is birth of a child?
This step ensures your changes are processed and coverage begins as expected.
What is submitting all required documentation on time?
This life event qualifies as a QLE only if it causes a change in benefit eligibility or need.
What is a change in work schedule (e.g., full-time to part-time)?