ENROLLING
How do you know if an employee is eligible in their employment tenure?
Compare their hire date to what the employment rule is.
How many walk ins shoud be done in a week if do not have any enrollments?
60-80
How many pre tax policies are there?
4
how many pages of closing ppw are actually sent up to get approval?
8
Can an office manager be on the closing paperwork only and not the dm/owner?
yes, get approval from owner though
If you are at a re-enrollment and a new employee takes out coverage. What is needed for the applications to be accepted?
Updated Roster
When should your route be built?
The evening before
When can a pre tax benefit actually become a post tax benefit?
When over the allotted coverage for pre tax or the employee is not attached to the policy.
Who will get the quality call if have one name for decision maker and one for payroll admin if not specified otherwise?
payroll admin
What happens if I take out the cancer endurance plan on 07/01/2026 and get diagnosed with cancer on 07/20/2026
Invalid, didn't pass the 30 day waiting period. but depends.
Mark has been working at ABC plumbing for 7 days. What coverages is he able to get?
2 free benefits
When getting objections, how many objections should you face before leaving it for another day?
3 objections
How much does the cancer endurance pay out for surgeries?
Up to $2,000
How long will a submitted account stay active until they havent done the call and it is closed out?
30 days
What happens if you write a policy on someone who says they dont have any coverage, but their spouse actually has them covered already and it over insures them.
If it's approved, then discovered. You will get a chargeback in relation to the extra coverage.
When getting beneficiaries how many do you actually want to have minimum and why?
At least 2, in case the primary passes before a contingent is added
Do you still log in a WS walk in, if the door is locked?
yes, clock everything
How much group term coverage can a employee put on their spouse in SC?
How much coverage can a spouse have in SC
$10,000 gt100 and $50,000
What two policies do we cross out and not offer?
dental and vision
Can you write business for a company that has all 1099 employees?
yes, indivual market.
Jessica is getting her family the APM, her kids are on Medicaid, however her and her husband are not. What happens to the payouts for children and what to do?
The payouts will be directed to the state department.
Advise the employee of this, but the family plan is the same cost with or without the children.
What can be used to make sure youre not walking into businesses that are already accounts?
all accounts list
What policy will cover you if you get rabies?
Cancer Endurance
how many full time employees are needed to have a 60 day enrollment period?
50 or more
How many days does an insured have, after being terminated to keep their coverage without back pay?
If they miss that deadline, how many days do they have to keep their coverage by being reinstated?
90 days,
180 days