Historical Roots
Which type of good may lead to market failure if the cost of using the good excludes users who would gain more from enjoying the good than they would cost society by consuming the good?
Exclusive. People benefit when others are insured (public health, herd protection, lower ER costs).
Those who argued against the individual mandate contend that the ________ clause in the U.S. Constitution does not permit Congress to require an individual to purchase a service or good such as health insurance.
Commerce. The ACA survived as a “tax,” not under the Commerce Clause. NFIB v. Sebelius.
As a result of the ACA, insurance companies may no longer charge women more than men.
True.
Given the mandate to purchase health insurance in the original ACA, what type of assistance is available to help make insurance more affordable?
Premium tax credits.
Reduction of open enrollment periods, extension of short-term limited-duration plans from 3 months to 1 year, and elimination of cost-sharing reductions to insurers are all impacts of what...
Actions the first Trump administration made to alter the ACA.
Some reasons why health reform has been difficult to pass in the U.S. include…
Powerful interest group opposition. Path dependency. Individualistic culture.
Which of the following was both a compliment and criticism of President Obama during his negotiations to pass health reform?
Political pragmatism. What compromises were necessary for major policy change?
Preventive services without cost sharing, no preexisting condition exclusion, and dependent coverage up to age 26 were all what?
Changes to private insurance after the ACA passed in 2010.
Cost levels set within the State Health Insurance Marketplace are determined by
Actuarial value.
In states without restricted access to abortion services, how would states arrange payment for services rendered under a government-provided health plan?
State funding. Separate accounts must be created to keep federal funds from being used toward abortion services.