Banking
How does the bank work?
While people are putting money into the bank every day, the bank is lending that same money and more to other people every day.
What is credit?
Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later.
What are boundaries? Why are they important in relationships?
Boundaries help you define what you are comfortable with and how you would like to be treated by others.
What is the purpose of a resume?
a resume gives the employer a breakfast snap shot of who you are
At least 15 minutes early
What is the major difference between a checking account and savings account?
A person can withdraw money as much as they want from a checking account. A person is only supposed to withdraw 7 times from a savings account without penalty
850
What is the word that describes "Exhibiting appropriate behaviors based upon the setting."
Decorum
What are the three styles of communication?
Verbal, Non Verbal, Written
When should you let an employer know that you are unable to come to work
As soon as possible!
What is an overdraft fee?
These happen when you spend more than you have in your account. These fees can be expensive; the median overdraft fee at large banks is around $35.
What is interest
the repayment (borrowing) fee
Why should you not refer to women as females?
Reducing women to their reproductive organs
a “female” could be anything, not necessarily a human. Your dog might be a female. Do you really want to lump your girlfriend and your dog in the same category?
Indicates no value
What is the difference between a hard skill and a soft skill?
Hard skills are skills learned through specific training. Soft skills are taught by your parents and in school. Soft skills are skills that are used in everyday interaction. For example communication, empathy and respect
What is the number one skill employers want in an good employee?
Communication
What is a car note? How does it work?
When you take out a car loan from a financial institution, you receive your money in a lump sum, then pay it back (plus interest) over time. How much you borrow, how much time you take to pay it back and your interest rate all affect the size of your monthly payment.
A summarized document with all your repayment history
Credit Report
What are the four key relationships?
God
Self
World
Others
Think about the experience portion of your resume. What should each sentence start with?
A verb (action word)
What is professionalism?
The art of acting as a professional
How long is the average mortgage?
35 years
How much of your credit card should you use a month?
30%
How does temptation impact your purpose?
Temptation can often distract you or limit you from your purpose
What is the golden rule?
RESPECT!
What are the four main areas of professionalism?
Your behaviors/actions (what you do)
Your attitude (how you think)
What you say
How you dress