Exposure Eligibility Guide
do we like restaurants with happy hour?
no, happy hour may indicate higher alcohol sales and change to environment
what can i search and find a sic code?
Class appetite authority eligibility tool
how do we feel about CBD oils being used topically for less than 10% of clientele in a day spa or med spa?
we are okay with >25% topical only
Hot Shot services; hauling time-sensitive, less-than-truckload (LTL) freight using medium-duty or heavy-duty pickup trucks and trailers,
no this would fall under freight delivery
what is your monthly goal? premium and pif?
47k and 20 PIFS
how do we feel about dryer vent cleaners?
we will offer coverage
which tab are you looking at in class appetite authority eligibility tool for Travelers contemplate operations
TPP UW'ing and Eliigibility tab
how do feel about teeth whitening services? do we just throw away the whole file? if not, what is your process?
mobile garage operations? how do we feel about it?
no GL or BOP because of GKLL but workers comp may be available
what is your schedule adherence mean?
being in correct aux codes
how do we feel about kratom?
not eligible because
Kratom, Kratom Therapy or Kraton Tea. The kratom tree leaves can be used as a recreational drug. The FDA has determined that kraton is an unsafe food additive. FDA has warned consumers not to use kratom because of the risk of serious adverse events, including liver toxicity, seizures, and substance use disorder (SUD).
which tool are using to look at the actual property? ex. see the building, roof, area of location etc.
LDV
how do we feel about breathlyzer installation?
we will be willing to offer workers comp but hard stop for BOP
we recieve a call for a turo lead.
account clear and grab details to create an acct and give verbal decline and provide the turo website
if your meeting starts at 1pm, what time are you stepping into this meeting. (Kim H will be leading the meeting)
1pm if not 12:55pm
how do we feel about ketamine operations?
not eligible for any lines of business
which website will you utilize to see if a entities registry is active/not in good standing?
Secretary of State
how do we feel about live music in restaurants?
it depends on the type of music exposure, soloist, 1 man jazz show we can get on board as long as it does not change atmosphere and leads to party environment
what is the sic code for general auto shop?
5541
if your meeting starts at 11am (It is a Team Lidfors meeting) what time are you joining?
11am. always be punctual
how do we feel about korean BBQ, patrons cooking their own food?
not eligible for BOP GL, workers comp may still be on the table
which resource are you utilizing for building information?
prometrix
DIY Ramen bar; Patrons can pick their ramen bowl and they add in hot water themselves and add toppings. How will we feel about it?
DECLINE patrons are cooking themselves
what is the sic code for janitorial?
7349
who is your first line of defense when you are not sure about a file being eligible?
senior advisors, sales coaches, mentors and then underwriting.