💸 MONEY MOVES
A plan for how you spend and save your money
What is a Budget?
The monthly payment you make to live in a house or apartment you don't own.
What is rent?
This is the influence from others that can push you to act a certain way.
What is peer pressure?
This document summarizes your skills, experience, and education for employers.
What is a resume?
This is the result or outcome of an action you take.
What is a consequence?
A number that helps lenders decide if they should trust you with borrowed money.
What is a credit score?
This is a legally binding agreement that outlines the terms of renting a place to live.
What is a lease?
This is the tendency to follow what a group is doing to feel accepted.
What is social conformity?
These qualities, like attitude and reliability, matter to employers beyond grades.
What are soft skills?
This lasting record of your online activity can affect future opportunities.
What is a digital footprint?
This happens when you only pay the minimum on a credit card balance over time.
What is paying more due to interest?
This is something you should always do carefully before signing any agreement.
What is read the contract?
This describes choosing an immediate reward instead of considering future consequences.
What is short-term thinking?
This is something you should avoid doing, such as arriving late or being unprepared, during an interview.
What is poor interview behavior?
These can occur long-term if you make poor financial decisions early in life.
What are financial setbacks?
This concept allows your money to grow faster the earlier you start saving.
What is compound interest?
This type of expense stays the same amount each month, like rent or a car payment.
What is a fixed expense?
This simple strategy involves stopping and thinking before making a decision.
What is pausing to consider consequences?
This is the process of building relationships that can help you find opportunities.
What is networking?
This common phrase is not a valid reason to make a risky decision.
What is “everyone else is doing it”?
This type of spending includes things like eating out and shopping, not necessities.
What are wants?
These can pile up quickly if you repeatedly miss payments on bills.
What are late fees and credit damage?
This often happens after impulsive decisions when outcomes aren’t what you expected.
What is regret?
These are generally more important long-term than just having a degree.
What are skills?
This type of decision can quickly and significantly change your life.
What is a high-impact decision?