Finances
When is Tax Day?
April 15th
What is a mortgage?
An agreement between you and a lender that allows you to borrow money to purchase or refinance a home.
What is the first step to changing a tire?
How often should you see a dentist?
Twice a year.
What is one thing you should never use in a professional email?
Possible answers: emojis, slang, nicknames, difficult to read or strange fonts.
When do you lose your parents insurance?
Age 26
What's the easiest way to gain good credit?
Use your credit card wisely.
What should you do if a breaker trips?
Go to your breaker box and flip the switch back on. If nothing happens, you may have blown a fuse and likely have to call an electrician.
How often should you see a doctor?
Every 1-3 years, except if your workplace requires a yearly physical.
What is considered the "Work Week"?
Monday through Friday.
What is the age of retirement officially recognized by the US?
Age 67
What do most apartment buildings require for your first payment?
First, last, and deposit
P.A.S.S. - Pull, Aim, Spray, Sweep
This dietary choice, rich in antioxidants and omega-3 fatty acids, is known to help combat stress.
Fruits and Veggies.
This term refers to the non-verbal cues we use to communicate, such as facial expressions and gestures
Body Language
What is the difference between a secured and unsecured loan?
Secured loan offers security to the vendor, unsecured loan has no security but higher interest.
What does a down payment on a house consist of?
Percentage of the home's price you pay upfront when you close the home loan.
How can you potentially lower a hospital bill?
Itemize your bill and follow up on strange or unusual costs.
What tempo is CPR performed at and what is a song it can be performed to?
120 bpm and Stayin' Alive by The Bee Gees.
This term describes a misunderstanding that occurs when words have different meanings in different contexts.
Semantic Noise
What rule should you follow when budgeting your take home pay?
20/30/50 - 20% in savings, 30% wants/fun, and 50% on needs
What is the 28/36 rule?
Your mortgage should not cost you more than 28% of your gross monthly earnings, while your total debt payments should equal no more than 36% of your monthly earnings.
When should you use a screw versus a nail?
Screws should be used for gripping to prevent pulling apart, stronger nails should be used when there will be pressure from multiple sides.
What is the easiest way to begin a connection with a therapy network?
Talk to your doctor or other licensed healthcare provider and get a referral.
What do the tone indicators /nm and /gen mean?
Not Mad and Genuine Intention