ID Theft
What is ID Theft
Identity theft means fraud (committed or attempted) using the identifying Information of another person without authority.
When is Chexsystems/Qualifile required to be run?
Answer: For a New Member or a New Checking account
What is Merry Christmas in Spanish?
Feliz Navidad
Is fraudulent activity on a debit/credit card a form of ID Theft? Y/N
Y
What database do you document a phone call about a lost wallet or suspicious phone call?
Answer: Access database—Red Flag Log
What is the name of the Grinch's dog in How the Grinch Stole Christmas?
Max
Someone has reported ID Theft over the phone, to verify the authenticity of the member you should?
Answer: Use non-standard questions
What is the purpose of Red Flag Rules?
Answer: To identify, protect and prevent identity theft
Who wrote the classic story: A Christmas Carol
Charles Dickens
In cases of extreme ID Theft your course of action should be...
Completing an account reassignment with approval from management.
Name a form that has Red Flag verification?
Answer/Examples: Address Change form, Lost/Stolen Card form, New Account Opening Checklist, Unsecure Limit Worksheet-for loans
In the movie, Elf, what are the four main food groups according to Buddy?
candy, candy canes, candy corn, and syrup.
what are 2 credit reporting agencies where you can check your credit report?
equifax, transunion, experian
What is a Red Flag?
A red flag is a pattern, practice, or specific activity indicating the possible existence of identity theft.
Name Santa's 8 reindeer
Dasher, Dancer, Prancer, Vixen, Comet, Cupid, Donner, Blitzen