REGULATIONS 1
WHAT GOES UNDER THE ANTI-MONEY LAUNDERING REG
BANK SECRECY ACT, PATRIOT ACT, AND OFAC REGULATIONS
WHAT IS REGULATION B AND ITS PURPOSE
EQUAL OPPORTUNITY ACT AND IT REQUIRES CREDIT TO BE EXTENDED FAIRLY WITHOUT DISCRIMINATION
WHAT IS SCRA AND WHAT IS ITS PURPOSE
THE SERVICE MEMBERS RELIEF ACT- DESIGNED TO POSTPONE FINANCIAL OBLIGATIONS WHEN A PERSON IS SERVING THEIR COUNTRY
WHAT AGE IS FINCIAL ELDER ABUSE AND ITS REQUIRMENTS
Financial institutions are required to report suspected financial and physical abuse of people 65 years of age or dependent adults 18 – 64 years of age.
WHAT IS CO-OP SPRINGBOARD USED FOR
IT USED TO BLOCK CARD AND LOOK AT CREDIT CARD STATEMENTS
WHAT DOES THE BANK SECRECY ACT REQUIRE
FILE CTR ON TRANSACTION OVER 10,000 AND SAR FOR SUSPIOUS ACTIVITY
WHAT IS REG P AND ITS PURPOSE
PRIVACY ACT- LIMITS FINANCIAL INSTITUTIONS ABILITY TO SHARE PERSONAL INFORMATION WITH NON AFFILIATED THIRD PARTIES
WHAT IS TISA AND ITS PURPOSE
TRUTH IN SAVINGS ACT- MAKES IT EASY FOR PEOPLE TO COMPARE RATES, AND HOW WE SAY APY
WHAT IS THE ESCHEAT LAW
IF NO ACTIVITY OCCURS IN AN ACCOUNT FOR 2 YEARS ITS DORMANT AND AFTER 3 YEARS OF INACTIVITY THE FUNDS ARE SENT TO THE STATE
WHAT IS IP CAPTURE AND WHAT IS IT USED FOR
IT IS USED TO SCAN CHECKS AND LOOK AT ON-US CERTIFIED CHECK REPORT
WHAT IS OFAC, WHAT DOES IT DO, AND WHO IS IT RUN ON
OFFICE OF FOREIGN ASSET CONTROL- LIST KNOW TERRORIST, NON MEMBERS AND OFFICIAL CHECK PAYEES
WHAT IS THE BUSINESS CONTINUITY PLAN
IS A DISASTER RECOVERY PLAN FOR HUMAN AND NATURAL THREATS
WHAT IS REG CC AND ITS PURPOSE
FUNDS AVAILABILITY REGULATION- LIMITS THE AMOUNT OF DAYS A FINANCIAL INSTITUTION CAN HOLD
WHAT APPLICATIONS NEED TO BE OPEN WHEN YOU LOG ON TO THE TELLER LINE
DSUI, OUTLOOK, JABBER, SPRINGBOARD, LOBBY TRACKING, WE CONNECT, AND BATCH TOTALS
WHAT IS WEBXTENDER AND WHAT IS IT MOST COMMONLY USED FOR
WEBXTENDER IS USED FOR STATEMENTS AND VERIFYING SIGNATURES ON ON-US CHECKS
WHAT IS THE USA PATRIOT ACT PURPOSE
REDUCE FINANCIAL INSTITUTIONS BEING USED FOR MONEY LAUNDERING TERRORIST ACTIVITY AND REQUIRES INSTITUTIONS TO OBTAIN ID
WHAT IS THE HOME MORTGAGE DISCLOSURE ACT
HMDA IS DESIGNED TO STOP DISCRIMINATION WITH HOUSING LOANS FOR LOWER CLASS COMMUNITIES
WHAT IS REGULATION Z AND WHAT DOES IT REQUIRE THE CREDIT UNION TO DO
Truth in Lending Act requires financial institutions to disclose the total cost of a loan by quoting the Annual Percentage Rate (APR) on the loan.
WHAT IS CARDWIZARD
WHERE YOU PRINT CARDS
WHERE IS MASTER FORMS FOUND AND WHAT IS IS MOST COMMONLY USED FOR
IT IS USED FOR ONLINE FORMS AND MOST USED FOR SAR, CTR, AND WIRES
WHAT IS REGULATION E AND WHAT IS ITS PURPOSE
ELECTRONIC FUNDS TRANSFER ACT, IT OUTLINES RULES FOR EFT'S
WHAT IS REG D AND ITS PURPOSE
SET THE LIMIT ON THE NUMBER OF WITHDRAWS AND TRANSFERS A MEMBER CAN DO IN A DAY
WHAT IS THE FACT ACT AND WHAT IS ITS PURPOSE
The Fair and Accurate Credit Transaction Act was created to promote accuracy, fairness and privacy of personal information.
WHAT IS LOBBY TRACKING AND WHEN DO TELLERS SIGN IN
USED TO LOG MEMBERS INTO THE LOBBY AND TELLERS SIGN IN WHEN DOING ANYTHING THAT ISN'T IN DSUI
WHAT IS LASER FORMS AND WHAT IS IT MOST COMMONLY USED FOR
IT IS USED TO FILL OUT FORMS AND IS MOST COMMONLY USED FOR DIRECT DEPOSIT FORMS