Housing History
This form of housing became a dominant housing form in mid-19th-century American cities.
What is row housing?
The U.N. declared this a fundamental human right.
What is the right to housing?
He declared that income and wealth inequality are "the defining challenge of our time."
Who is President Barack Obama?
65.7 percent
What percentage of American households own their own home?
A federal program that provides rental choice subsidies to low-income households earning below 50% of AMI.
What are Housing Choice Vouchers?
A crowded, low-rise apartment building, often in densely populated urban areas, particularly in the late 19th and early 20th centuries.
What is an urban tenement?
A framework and strategy established by governments to guide housing development, affordability, and stability.
What is housing policy?
Housing inequality has historic roots tied to this issue.
What is systemic racism?
The legal ownership of a residential property by an occupant.
What is homeownership?
A federal program that provides a dollar-for-dollar tax credit to developers who build income-restricted affordable housing.
What is the low-income housing tax credit (LIHTC)?
Homes that were asymmetrical in design, had steep gabled roofs, and gingerbread trim.
What are Victorian homes?
The right to choose one's residence, to determine where to live, and to have freedom of movement.
What is a key freedom cited by the U.N. High Commissioner for Human Rights?
The nickname for the Federal National Mortgage Association.
What is Fannie Mae?
This represents the single largest asset for most households.
What is a home (house, townhouse, condo, etc)?
These programs provide renters with stability, affordability, mobility, and integration.
What are rental assistance programs?
A popular housing form that emerged in the early 20th century, following the Victorian era.
What are bungalows?
A antidote to single-family land use.
What is high-density, mixed-use or multi-family zoning?
Three factors that determine housing investment returns.
What are 1) location, 2) property condition/size/age, and 3) access to quality schools?
These two factors are the main predictors of homeownership rates.
What are demographics and economics?
50 percent or less of Area Median Income (AMI)
What is the household income qualification threshold for Housing Choice Vouchers?
An event that precipitated the advent of public housing in the 1930s.
What is the Great Depression?
1) Preserving and expanding housing supply, 2) making housing more affordable, 3) promoting racial and economic diversity, and 4) strengthening families.
What are four U.S. housing policy objectives since the 1930s?
Housing and social policy aimed at reducing the high concentration of low-income households in specific neighborhoods by dispersing them into lower-poverty areas.
What is deconcentrating poverty?
30 percent of household income.
What should the average household spend on housing per month?
A ________ unit refers to the physical structure, whereas a _________ refers to the people in such a physical structure.
What is a housing unit, and what is a household?