Test
There are two types of risk. First one is Pure risk and you tell us second type of risk
A) Systematic risk
B) Inherent risk
C) Speculative risk
D) Political risk
C) Speculative risk
The concept of “risk” has an ancient Greek etymology. Initially, the ancient Greek word “rizikon” literally meant a ... or a ... and was used to indicate danger by ancient navigators.
Rock or Cliff
If we take a car's speed as a risk . How much will be the "Acceptable risk" in Tashkent city?
0-60 km/h
What is credit risk?
Credit risk is defined as non-fulfillment by the borrower of the terms of the loan agreement, that is, non-payment of the loan amount (in part or in full) and interest on it within the terms specified in the agreement.
The formula for speed is distance divided by time. S=D/T
Which of them is not included in Financial and economic risk factors?
A) Composition and structure of assets
B) Income
C) Business processes
D) Expense
C) Business processes
It is operational risk factor
The _________ potential loss is the total amount of debt not repaid by the client.
Maximum
What is break-even point. Explain it with graph
It is when company's Revenue cross company's Total costs
FICO credit scores, the most common scoring model. You need to find the range of scoring
A) 350 to 850
B) 300 to 850
C) 350 to 800
D) Credit is Haram bro what are you asking about
B) 300 to 850
Also D as a Muslim
Currency in Tajikistan
Which of them is not included in credit risk?
A) The risk of non-repayment of the loan on time
B) Risk associated with loan provision
C) Risk associated with the borrower's business acumen
D) There is no wrong answer all of them included in credit risk
D) There is no wrong answer all of them included in credit risk
Basel I:
Simple rules: a bank should always have ___% of its money from all loans it has issued.
Examples for fixed cost
1.Salaries of management personnel;
2. Depreciation;
3. Insurance;
4. Wholesale expenses for temporary advertising programs;
5. Property taxes;
6. Rent.
BONUS
+300 NICE
Ulaanbaatar
How should be the Lliquidity ratio's range in 2nd class?
A) L.r>1.5
B) 0.5<L.r≤1
C) 1< L.r ≤1,5
D) 1<(L.r)≤2
C) 1< L.r ≤1,5
BONUS
+400 NICE
What is "FIVE C" and tell us at least 3 of "C"
In the practice of American banks, the “five “C” criteria for the selection of customers are used, which are expressed in words starting with the letter " c::
1)character (qarz oluvchining tabiati);
2)capacity (moliyaviy salohiyati);
3)capital (kapital, mol-mulk);
4)collateral (ta’minlash);
5)conditions (umumiy iqtisodiy shartlar).
How many classes we use in Classification of enterprises by creditworthiness indicators
A) 3
B) 2
C) 4
D) 5
A) 3
A leading county with oil reserve
Venezuela
Company's long-term liabilities $.230.000
Cash $95.000
Deposit in bank $30.000
Short-term liabilities $124.000
short-term investment (less than 3 month) $25.000
Find company's liquidity ratio
A) 1.5
B) 0.98
C) 1.7
D) 1.2
Formula: LR=Cash and cash eq/short-term liabilities
LR=(65000+30000+25000)/164.000
LR=1.2
A _______ _____ is a metric that measures a company's ability to service its debt and meet its financial obligations, including its interest payments and dividends.
Coverage ratio
Fixed cost - $10 000
Variable cost per unit - $30
Sales price per unit - $55
How many units you need to sell for break-even
Formula: Break even per unit = FC/(SPPU-VCPU)
BV=10000/(55-30)=400
Answer is B 400 units
Company's Loans $265.000
Share capital $720.000
Revaluation surplus $310.000
Tax liabilities $140.000
Retained earnings $480.000
Find company's autonomy coefficient
Formula: AC=(Equity/(Total equity+liabilities))*100
AC=(1510000/1915000)*100
Answer is 78.85%
Normal human have 46 chromosomes. If person have 47 chromosomes he is ______
Down syndrome