Risk Applications
Displays Visa or MasterCard ALERTS relevant to a FI’s cards, for up to 4 years, in one application.
Compromised Cards (Card Tracker)
The date on a query in which the report was generated.
Harvested Date
A robust fraud analysis system that provides a comprehensive solution to minimize fraud losses for a financial institution's ATMs, debit and credit cards. It simultaneously examines the relationship between the transaction and cardholder behavior to predict fraud probability
EnFact
Bundle that provides urgent assistance as needed with focus on emergency investigation and response support. Risk Analysts perform consulting and research to assess the impact and create an action plan to specific fraud situations affecting a client’s cardholders.
Essentials
What are the three R's of Rules?
Research, Recommendations and Rule Performance
Cards have a high issue of being fraudulent. Recommendation is to reissue.
Severity Level A
Tool typically used to pull a client's transaction data from the last 35 days. Most analysts use this data when determining if a new rule can be written.
Futrix
EnFact utilizes two fraud protection models. Cardholder’s historic transaction patterns and ___________?
Worldwide fraud trends
Bundle that offers the highest level of services and involves significant collaboration between Fiserv and the client’s Risk professionals
Advantage
A type of opt-in rule that can be added immediately without having to wait 24hours to be active.
Hot List Rule
With this application you can block potential fraud on BINs or cards for all international activity or by specific country code, merchant category code or merchant ID.
TranBlocker
Most frequently used Daily Debit query used to review a client's tagged fraud.
The 08 Report aka DQDB0008 – Subscriber Daily Tagged Fraud Extract
The scoring engine that scores the transaction AFTER the authorization and does not affect the authorization.
Case Management
Offers investigative services, incident response support and rule management services as needed, at an hourly rate. This product is no longer offered to on-boarding Risk clients.
On Demand
A type of Custom Rule that will generate a case when a particular set of criteria is met.
Case Rules
Gives the ability to create Seasonal and holiday rules or rules for local events that can be deployed and tracked via our secure Web portal. And if new rules yield unexpected results, previous rule versions can be reinstated quickly.
RuleManager
Expected False/Positive for Fiserv Risk Office.
5 to 1
ATM Amount Threshold
Tranblocker Denote and Continue
POS Amount threshold
Card Tracker/Comrpomised Card
International
Real-Time filters
Current bundle that enhances the capabilities of the Card Risk Essentials to provide hands-on, fully assisted support at all times. In addition to the Essential benefits clients will also receive a rule authoring service, premium fraud rule package, Monthly Risk Portfolio reports and an assigned Risk Analayst.
Advisor
A list of all rules in coded format. This list is updated every day (except holidays and weekends) so as rules get added, modified, or deleted, the latest version should show. It’s also what the rule writers’ use when doing their work.
The Rule Extract
Application used to manage cases created by EnFact.
CaseTracker
Tool used to review transaction data from months and years in the past. Many analyst use this tool to review a rules' performance.
PHIL
Refers to EnFact’s client-defined case creation threshold. When a score meets or exceeds the case creation threshold, or fraud strategy, EnFact creates a case.
Fraud Approach
Available on an annual subscription basis, Risk Office provides subject matter expertise to increase efficiency and responsiveness in a cost-effective manner. This product is no longer offered to on-boarding Risk clients.
Subscription
Rules are created with 2 main pieces of information. The Criteria and the _____?
Action