Insurance
This type of insurance covers bodily injury or property damage to others but excludes workers’ compensation and automobile-related claims.
What is Commercial General Liability (CGL) Insurance?
This contractual mechanism transfers the financial consequences of a claim but does not transfer the underlying legal liability.
What is indemnification?
This doctrine allows contractors to reasonably rely on the accuracy of owner‑provided plans and specifications when preparing their bids.
What is the Spearin Doctrine?
Under A201, this individual typically serves as the initial decision maker for claims before mediation can proceed.
Who is the architect?
This insurance add on covers a specific piece of equipment or hardware.
What is a floater?
These three coverage areas—Explosion, Collapse, and Underground—are commonly referred to by this three-letter construction insurance abbreviation.
What is XCU coverage?
Protects another from all claims, including those arising from the indemnified party’s sole negligence.
What is broad form indemnification?
The differing site condition occurs when the actual conditions are materially different from what was indicated in the contract documents.
What is a Type I Differing Site Condition?
This process involves a neutral third party who facilitates discussion but has no authority to impose a decision on the disputing parties.
What is mediation?
When indemnity extends to the point of being unenforceable, it is deemed this.
What is exculpatory?
This type of insurance requires the policy to be in effect when the claim is filed, not when the damage occurred.
What is a Claims-Made policy?
This party provides the indemnification and is often the contractor or subcontractor assuming the financial risk.
Who is the indemnitor?
The DSC that involves unknown, unusual physical conditions that differ from what would ordinarily be expected for work of that character.
What is a Type II Differing Site Condition
This ADR relies on limited discovery, testimony and non public hearings.
What is arbitration?
Which is more difficult to prove, a type 1 or a type 2 differing site condition?
What is a Type 2 DSC.
This “all risk” policy protects the building under construction, the project site, materials and equipment.
What is Builder’s Risk Insurance?
Requires a party to provide or pay for a legal defense when a claim is made.
What is the duty to defend?
The number of burdens of proof to prove a Type 1 DSC?
What is Six?
This dispute resolution technique involves discovery subpoenas, depositions, and case review boards.
What is litigation?
The two adversarial methods of dispute resolution.
What are Arbitration and Litigation
Legally mandated insurance covering workplace injuries.
What is Workers Compensation Insurance?
The power to indemnify may be worthless unless it is backed by this.
What is insurance provided by a solvent insurer?
The number of burdens of proof to prove a Type 2 DSC.
What is Four?
This dispute resolution technique relies heavily on communication, compromise, and keeping emotions under control.
What is negotiation?
The two collaborative methods of dispute resolution are...
What are negotiation and mediation.