NEW AUTO/HOME
True or false- There a business endorsement available on the New auto product?
False, there is not
What is the largest continent by land area?
A) Africa
B) Asia
C) North America
D) Europe
B – Asia covers about 30% of the world’s total land area.
As it relates to a Landlord policy. How long will Fair Rental Income–Coverage D pay for lost rental income after a covered loss?
A) Up to 6 months
B) Up to 9 months
C) Up to 12 months
D) Up to 24 months
C – Up to 12 months
Who was the lead singer of the band Queen?
A) Elton John
B) Freddie Mercury
C) David Bowie
D) Mick Jagger
B – Freddie Mercury, known for his four-octave vocal range.
7 INELIGIBLE RENTAL TYPES FOR RENTERS' COVERAGE:
Auto Policy:
What are the three new, modernized coverage packages for auto?
Basic is for consumers looking for a base amount of coverage. Balanced and Enhanced are available for additional coverage needs.
For transportation Expense coverage on auto, Is there a per day limit paid out on the New auto product?
NO
This coverage provides a flat payout to the customer, providing options beyond just a rental vehicle. There is no longer a per day limit. Customers can choose a payout limit of $200, $400, or $800. The payout is made automatically, granting the customer the chosen flat coverage amount. Enterprise remains our preferred vendor and will honor Allstate's contracted rates for the customer.
Which desert is the largest in the world?
A) Gobi Desert
B) Sahara Desert
C) Arabian Desert
D) Antarctic Desert
D – The Antarctic Desert is technically the largest, covering 14 million sq km.
Motorcycle:
Which of the following is NOT part of the basic coverages offered?
A) Liability Coverage
B) Medical Payments Coverage
C) Personal Property Coverage
D) Collision Coverage
Personal property isn’t typically covered under the motorcycle policy.
What’s NOT Covered: Personal Property
“Personal Property Coverage” — meaning things you carry on the motorcycle (e.g., phone, backpack, helmet, clothing, tools, or accessories not permanently attached) — is excluded because:
It is not integral to the motorcycle itself, and
It falls under homeowners or renters insurance, not auto or motorcycle insurance.
The motorcycle policy focuses on the vehicle and legal liability, not movable personal items.
Which artist holds the record for the most Grammy Awards of all time (as of 2024)?
A) Beyoncé
B)Whitney Houston
C) Taylor Swift
D) Alison Krauss
A – Beyoncé with 32 Grammy wins.
Condo Policy
What does “Building Property Protection” (Coverage A) apply to?
A) Only the land beneath the building
B) The unit’s internal structures, alterations, and fixtures
C) The entire condominium building structure
D) Temporary housing after a loss
B – The unit’s internal structures and improvements.
Why: Coverage A is limited to parts of the unit the owner is responsible for, such as walls, floors, built-ins, and permanently installed fixtures. The condominium association handles exterior and shared structure insurance.
Drivewise New Auto Policy:
4 Important things to know about the NEW DRIVEWISE PLUS:
What are the only 3 forms of accepted payments on the new home product?
•Credit card.
•Debit card.
•eCheck
The Great Barrier Reef is located off the coast of which country?
A) Australia
B) Indonesia
C) Fiji
D) Thailand
A – It stretches along Australia’s northeastern coast.
How long does the insurer have to repair or replace the damaged motorcycle after agreeing on the amount of loss?
A) 10 days
B) 30 days
C) 60 days
D) 90 days
C – Up to 60 days after agreement
Under the “Conditions” or “Loss Settlement” section of your motorcycle insurance policy, it specifies what happens after the insurer and the policyholder agree on the amount of loss (the dollar value of the damage).
Once both sides agree:
The insurer has two main options:
Pay the agreed amount in money, or
Repair or replace the motorcycle (or parts) with similar kind and quality.
However, the policy gives the insurer a set time limit to complete that obligation — up to 60 days after the agreement on the loss amount or after receiving proof of loss (whichever is applicable).
This time window ensures:
The insurance company has enough time to process payment, source parts, or arrange a repair.
The insured has a clear expectation of when they’ll be compensated or have their motorcycle restored.
It protects both parties by setting a reasonable, legally enforceable timeline.
Which NFL team has won the most Super Bowls?
A) New England Patriots
B) Pittsburgh Steelers
C) Dallas Cowboys
D) San Francisco 49ers
A – The Patriots (6) are tied with the Steelers for most Super Bowl wins.
Condo Policy
Under the “Suit Against Us” condition, within what time limit must an insured bring legal action after a loss?
A) 3 months
B) 6 months
C) 1 year
D) 2 years
C – 1 year.
Why: The policy requires that legal action be brought within one year after the date of loss if the insurer fails to meet its obligations. This maintains consistency with standard property insurance time limits.
Home
IS Score 1-80 how many losses in the past 3 years?
2 (Maximum of 1 fire, 1 water, 1 theft, 1 liability, and 1 vandalism losses and No Liability dog bite losses allowed)
Will a new Evidence of Insurance populate if changes are needed post-bind?
Yes, The EOI generates in real time and a customer will be able to view it in their My Account. You will also be able to view it in CEME
Which country has the most natural lakes in the world?
A) Russia
B) Canada
C) United States
D) Finland
B – Canada has more than half of the world’s natural lakes.
As it relates to the Landlord policy. What happens if the insured person dies during the policy period?
Coverage continues for the legal representative and any person with temporary custody of the property until a representative is appointed.
Who holds the record for the most career rushing yards in NFL history?
A) Barry Sanders
B) Walter Payton
C) Emmitt Smith
D) Adrian Peterson
C – Emmitt Smith with 18,355 yards.
Renters Policy
Auto
Can I add a vehicle prior to 1981 or a vehicle with a non-standard VIN to a quote?
The new product rating uses a lot of vehicle data attributes obtained by a third party to provide a competitive auto rate in the marketplace. A standard VIN is needed to obtain this data, which is only available for vehicles 1981 and newer. Currently pre-1981 vehicles make up around 1 percent of the total auto book and that declines each year with little being added.
If a customer has an auto and home policy with Allstate, is there still one deductible in a loss?
Yes, the deductible waiver is included in the auto contract for every customer. Claims will determine when the waivers apply based on the conditions outlined for the waiver in the new contract.
Which African country has the most pyramids?
A) Egypt
B) Sudan
C) Libya
D) Ethiopia
B – Sudan has more than 200 pyramids, more than Egypt.
Landlord Policy:
What is the maximum the policy will pay for damage to one tree, shrub, or plant?
A) $250
B) $500
C) $1,000
D) $5,000
B – Up to $500 per tree, shrub, or plant
Which NFL team was originally named the “New York Titans”?
A) New York Jets
B) New York Giants
C) Tennessee Titans
D) Buffalo Bills
A – The Jets were originally called the New York Titans (1960–1962).
What is the typical maximum amount payable for theft of jewelry under this policy?
A) $500
B) $1,000
C) $1,500
D) $5,000
C – $1,500.
Why: Most condo policies include special limits of liability for high-value personal items such as jewelry, watches, and furs — often capped at $1,500 unless separately scheduled
What is the mileage for the Fire Protection on the NHP (new home policy)?
The property must be located less than or equal to 10 miles of the primary responding fire department, as determined by ISO.