IRA
The only IRA deposit product Rivermark offers.
IRA Savings
The maximum deposit amount a member can earn the 3.00% APY on.
$15,000
Minimum deposit required to open.
$0
The current terms of the 3 CD specials
11-month (new members only)
13-month and 20-month
Minimum line of credit amount required to qualify for.
$5,000
The minimum required to open and maintain an IRA savings account.
$100
The three requirements to earn the higher APY on the checking account.
1) 12 posted debit card transactions
2) Log into online banking once a month
3) Receive e-statements
The fee assessed for withdrawals taken outside the free withdrawal periods.
$10
The minimum deposit required to open a CD.
$500
Minimum payment due.
2% of outstanding balance or $20.00, whichever is greater, plus any amounts past due and any overlimit amounts.
The annual fee for maintaining an IRA savings account.
$0- None
The amount refunded of your ATM fees if requirements are met.
Up to $12
The penalty free withdraw periods.
The minimum amount required for a New Money CD to qualify for the higher rate.
$25,000
Grace period before late fee is assessed.
10-days
The age at which individuals can contribute an additional "catch-up" amount.
50 and over
The minimum age required to have a Free Checking Plus account.
13
The membership type(s) not eligible for H&T accounts.
Business memberships
The maximum amount of days a deposit is considered new money.
5 days
Order of payments for visa.
1. Late Charges, 2. Interest, 3. Purchases in grace, 4. Rate category with highest rate, 5. Rate category with lowest rate, 6. Highest rate cash advances, 7. Lowest rate cash advances.
When Required Minimum Distributions (RMD's) are required.
The year the owner attains the age of 73
The number free non-Rivermark ATM transaction per month.
5
The four states that make up The Four Corners in the US.
Utah, Colorado, Arizona and New Mexico.
The renewal term the CD special will renew to upon maturity.
12-month
The only mammal that can fly.
Bats