CPD
The Real Estate Act
Past Presidents
Mortgages & Financing
100
The current CPD course must be completed by all Registrants before this date to meet the annual CPD requirement.
What is May 31st, 2015
100
No later than this number of days after changing his or her address for service, a registrant shall notify the Commission in writing of his or her new address for service
What is five
100
You know when this guy is president that there is ALWAYS an after party!!
Who is Lou Doderai
100
This should be one of the first steps your client takes when buying a home. By doing so, they’ll know more accurately how much the bank is willing to lend to them.
What is get pre-qualified.
200
CPD is in place to improve the public's what?
What is protection
200
In addition to any order made pursuant to subsection (1), the Commission may order that the registrant pay to the Commission within a fixed period: a fine in a specified amount not exceeding this amount for each finding and $15,000.00 in the aggregate for all findings of professional incompetence or misconduct
What is $5000.00.
200
This Swift Current based past president has been licensed since 1988, she was CMHC/ASR REALTOR® of the Year in 2002. and she been married for 38 years, has 2 children and 6 grandchildren.
Who is Debra Sauder
200
This is the percentage of your clients' annual income that should be used for housing expenses, such as mortgage payments, property taxes and heating costs; it should not exceed 32% of your clients' annual income.
What is Gross Debt Service Ratio.
300
There was a CPD course on today in what city?
What is Saskatoon
300
During a court of appeal The Commission or a person mentioned in subsection 44(1) of the Real Estate Act of Saskatchewan may appeal a decision or order of a judge of the court to the Court of Appeal, on a question of law, within this many days of the decision or order
What is 30 days
300
He has been a real estate agent since 1986, he is a broker at his office; which he shares with his beautiful wife, and was REALTOR® of the year in 2010 with Canada Mortage and Housing Corporation and the Association of Regina REALTORS® Inc.
Who is Victor Martens
300
This company traditionally insures mortgage payment default.
What is CMHC
400
The CPD course can be offered in a classroom setting as well as where?
What is online
400
No sole proprietor, firm or corporation who is registered as a brokerage shall carry on business as a brokerage under a name other than this.
What is the name on his or her certificate of registration
400
This past president was recently presented with an Honorary Life Membership in the Association and was also named the ASR/ CMHC Distinguished REALTOR® for Saskatchewan for 2014
Who is Al White
400
Mortgage Lenders take into account this type of cost that covers things such as lawyers fees, title insurance, etc.
What are closing costs
500
CPD starts at 9:00am and goes until 4:30pm how much of this course can you miss during the day and still pass?
What is no more than a bathroom break.
500
An offer to purchase obtained by a registrant is to be in writing, dated and signed by the buyer in the presence of this.
What is a witness
500
This Saskatoon based past president was elected in 1997, and was also a director with CREA until 2002. He was a Saskatoon city Councillor in 2003 to 2006, and more recently is seen as a director of the Saskatoon Home Builders Association.
Who is Terry Alm
500
It's something we should never give advice on, and should encourage our clients to speak to a professional about especially when the home could be considered capital gains.
What is GST
M
e
n
u