Ulitza History
Long-term care
Life Insurance 101
100

This is the country I'm originally from

What is South Africa?

100

This product helps you pay for an extended stay in a facility

What is long term care

100

Under current U.S tax law, life insurance death benefits are generally received by beneficiaries free from this type of tax.

What is income tax?

200

This was my first job in the United States

What is an Aupair?

200
In the United States, this is the average life expectancy for a male.

What is 76.5 years?

200

This person receives the payout from a life insurance policy after the insured passes away.

What is a beneficiary?

300

This is the sweet (and slightly silly) name of my dog

Who is Jellybean?

300

The annual cost of a private room in a nursing home

What is $127,000?

"How much care will you need? US Department of Health and Human Services, Feb 2020."

300

This is the youngest age that you can get a life insurance policy.

What is 15-30days old?

400

This is the state I lived in before moving to SC?

What is New Jersey



400

This common misconception assumes this government program will cover most long term-care expenses, but it typically only helps after assets are spent down

What is medicaid?

400

Many assume their coverage through this source is sufficient, even though it often isn't portable or enough long-term.

What is employer-provided life insurance?

500

I can communicate fluently in this number of languages

What is 2? English and Afrikaans

500

Approximately this percentage of people over age 65 will need some from of long-term care during their lifetime.

What is about 70%

500

When choosing a life insurance company, this factor reflects the insurers ability to remain stable and reliably pay claims decades into the future.

What is financial strength?

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