Sales Teqniques

Spendwise

100

Who needs this card?

Anyone in debt, CC debt

200

What is the intrest APR on purchases in the first 18 months?

0% intro APR on purchases for the first 18 months following account opening.*

300

What is the intro APR on balance transfers?

• 0% intro APR on qualifying balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*

400

Is there any streaming credit / Terms of streaming credit

up to $25 in annual digital subscription service credits for eligible purchases. does not apply to any other cards!

500

what is the interest rate reduction terms

• With our Purchase APR Reduction Program, you can qualify for a two percentage point reduction to your purchase APR when you pay on time and make at least $3,000 in net purchases over 12 billing cycles.[3]

Cash Unlimited

100

Whats is the min credit line a customer can have?

5000$ credit min

200

What is the main selling point of Cash Unlimited

Unlimited 2% cash back on all purchases (no caps)

300

What are the terms for balance transfers

0% intro APR on qualifying balance transfers for the first 15 months

400

Is there any expiration date on our rewards?

No !

500

. If you make a Purchase in the amount of $10.00, how much would that translate to?

20 cents 

Cash Rewards

100

What is the biggest selling point of the Cash Reward card?

would be the higher Rewards you can make, how its converted to cash, 

200

What is the min credit line a client can be approved for?

500$

300

What is the cap on a clients rewards?

8,000$ per year.

400

Is there a reward promotion going on right now? How much and how can a client obtain the reward?

200$ if you spend 1000$ within 3 months

500

Does Cash Reward card give more rewards then a old Points Card?

Points cards give 1.25 - 1.75 % back

Secured

100

To open a Secured Visa PNC CC, What is the Min Deposit a client can start with?

• Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.

200

What is the pourpose of the Card

• Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.

300

Can you sell a secured card (While not physically in branch)

You must apply for the PNC Secured Credit Card in person at a PNC Bank branch.

400

Who is an ideal client for a Secured card

a client without a credit history/ a client with a bad credit history and is trying to rebuild.

500

If a client has a secured card on their account, and has had it for a few years you should..

tell them about our new card benefits and get a sale !