Got my Mind on my Money and my Money on my Mind
Many studies show that saving money can improve your health because it reduces this...
What is Stress?
America's Credit Union offers this service to its members free of charge.
What are automatic coin counters?
Every Budget system suggests you do this...
What is save?
True or False. Saving money means I will never have fun again.
False! Often, what starts people to save is that they are saving for something fun they want.
This type of account may have limited access and usually earns interest.
What is a Savings Account?
"I have the money to make investments or get a loan with better terms". This statement represents having...
What is Financial Freedom?
Having money in savings allows you to take advantage of better loan terms and make investments. It gives you Freedom!
You can save money by buying items by doing this...
What is stocking up on supplies you use when they are on sale or cheap?
The first step to start saving is to do this...
What is to Make a Target?
If you don't know what you are aiming at, you will only hit it if you get lucky.
The (blank) will help you give the cold shoulder to debt and help your savings grow.
What is the snowball effect?
This is a basic demand deposit account..
What is a checking account?
A money market is also a demand deposit, but it has limitations on withdrawals and usually pays a higher yield than checking, savings, and CDs. They also have a higher minimum deposit.
True or False. Having money in savings can help you follow your dreams, like starting a business.
True.
Having money in savings is Financial Security. It allows you to take calculated risks to increase your income.
You should shop around to find a better rate on any monthly bill you may have, but these three services are competitive and often have specials you can take advantage of to lower your monthly bills.
Who are internet, cellular, and cable TV providers?
This simple technique will help you save money with something most of us do weekly.
What is prep for grocery shopping?
Planning out your meals at home for the week and preparing your shopping list based on that will help you to spend less.
Could earning $75 from America's Credit Union for every friend or family member you refer help you with your budget?
What is Yes?
America's Credit Union will pay you $75 for every referral you give us that opens an account with direct deposit. It's unlimited. Bring as many people as you can.
This is a savings account that limits your access to the funds for a set amount of time.
What is a Certificate of Deposit (CD)?
Investing in CDs is a secure way to begin making your money work for you.
Saving for the things you want to buy allows you to enjoy them without experiencing this....
What is guilt?
These are the two benefits of refinancing your automobile.
What is:
Save money by extending my term to lower the payment?
Save money by lowering my interest rate?
These are companies that earn profits for investors. The accounts they provide often have fees. Some of these fees are not easy to see.
What are Banks and Credit Card Companies?
ACU is a Not-For-Profit financial institution. Our job is to keep more money in your pocket.
True or False:
Reducing my monthly debt payments and saving money are not the same thing.
What is False?
When I reduce the amount of money I spend on monthly debt, I'm keeping (saving) more money. A powerful method is to take the money you were accustomed to paying each month and start putting that into savings.
For this reason, you should always contribute to your company's retirement plan.
What are matching contributions?
Warren Buffett referred to savangs as a ______.
What is a fortress or a fortress of security?
The method for lowering your outflow by making you think before you buy has you do this...
What is the Delay Purchase for 30 days method?
This allows you to "cool off" before you buy.
You will only be successful in your saving goals if you do this...
What is "be honest with yourself regarding how much you spend"?
You should open an account with this Credit Union to help you save money.
Who is America's Credit Union?
An account that shields your earnings from taxes is called a...
What is an Individual Retirement Account (IRA)
You must be at least 59 1/2 to draw money out without penalty.
Roth IRAs allow for free early withdrawal of up to $10,000 to purchase your first home.