PERSONAL SAVINGS ACCOUNT
This is the minimum amount of deposit required to open a personal savings account.
What is NONE. However, the customer must make sure to deposit the minimum daily balance required within the first statement cycle to avoid the monthly service fee.
This is the minimum amount of deposit required to open a First Tier Savings account.
What is $7,500 minimum opening balance
NAME 5 INTEREST BEARING ACCOUNTS (Savings or Checkings)
What are Personal & Business Savings, First Tier & Busines First Tier Savings, First Rate Checkings, Alaska Military Checking, First Investment and Super First Investment, Youth Savings UTMA, Business Interest Checking, IOLTA
This is the minimum amount of deposit required to open a business savings account.
What is None.
This is a time deposit account where funds are invested for a fixed period and interest rate. This account is available in terms of 30 days to 365 days or 12 months to 60+ months, and Government regulated penalty applies for early withdrawal
What is Certificate of Deposit
This is the minimum daily balance required to maintain in the account to avoid the service fee.
What is $300.
This is the minimum daily balance required to maintain in the account to avoid the service fee.
What is $7,500
What is Asia. Geographically, about 77% of Russia is located within the borders of Asia. Yet, somewhat bizarrely, more Russians live in the European part of the country than the Asian part.
This is the minimum daily balance required to maintain in a business savings account to avoid the service fee and the fee anytime the account falls below the MDB.
What is $2,500 minimum daily balance, and $4 monthly service fee with e-statements ; $5 with mailed statements.
This is the Minimum deposit to open a COD account.
What is $750
This is the monthly service fee charged in the account once the balance falls below the required maintaining balance.
What is $2 with E-Statements and $3 with Mailed Statements.
This is the monthly service fee charged in the account once the balance falls below the required maintaining balance.
What is $19 with E-Statement and $20 with Mailed Statement
Give 3 famous lines/quotes in Harry Potter.
"Always" - Prof. Snape
"It's not le-vi-oh-sa, it's le-vi-o-suh" - Hermione
"Help will always be given at Hogwarts to those who ask for it" -Albus Dumbledore
This is the minimum amount of deposit required to open a business first tier savings account.
What is $7,500
A savings account designed to benefit a minor while under the control of an adult Custodian
What is Youth Savings Account (UTMA Uniform Transfer to Minors Act)
This is the number of times the account owner can withdraw from the account including in person and ATM withdrawals and automatic, online, mobile, telephone or pre-authorized transfers.
What is 3. The first three withdrawals are free of charge.
This is the number of times the account owner can withdraw from the account including in person and ATM withdrawals and automatic, online, mobile, telephone or pre-authorized transfers.
What is One.
Name the 7 Continents of the World.
What is Africa, Asia, Antartica, Australia, Europe, North America and South America
This is the monthly service fee charged in a business first tier savings account once the balance falls below the required maintaining balance.
What is $19 with E-Statement and $20 with Mailed Statement. (The MDB is $7,500)
How can a customer avoid getting a monthly service charge on a UTMA/Youth Savings Account?
What is Maintaining $300 minimum daily balance or by enrolling to E-Statements.
This is the fee charged on the account for each additional withdrawal after the allowed number of withdrawals, including automatic, telephone, online, mobile or pre-authorized transfers
What is $5 each over 3 withdrawals allowed.
This is the fee charged on the account for each additional withdrawal after the allowed number of withdrawals, including automatic, telephone, online, mobile or pre-authorized transfers
What is $20 each over 1 withdrawal.
This Regulation is applied to all Savings Account.
What is Regulation D - Reserve Requirement Policy
Personal Savings Account and Business Savings Account both have restrictions to 6 automatic, online, mobile, telephone or pre-authorized transfers per month. What happens to the accounts after the 6th
What is Under the Reg D, The Bank shall monitor the transactions conducted against savings accounts and MMDAs for compliance with the Regulation D withdrawal/transfer limitations. Customers shall be notified in writing if they have exceeded the withdrawal/transfer limitations and advised that their account is subject to closure or reclassification if violation of the withdrawal/transfer limitation continues.
Super Abusers - Accounts shall be promptly closed or reclassified as transaction accounts in accordance with established procedure when excess transactions appear to be deliberate and/or frequent
What is Individual Retirement Account