investments
a security issued by a government or corporation to raise money that is promised to pay back at a set maturity date
Bond
A share of ownership in a company
Stock
The possibility you may lose some or all of an investment
Risk
A pooled collection of diversified assets that invests in stocks, bonds, and other securities
Investments
A raw material or primary agricultural product that can be bought and sold such as copper or coffee
Commodity
An employer-funded retirement plan that pays a set amount every month after retirement
Pension
one's collection of monetary assets (investment)
Portfolio
A financial institution that offer simple services such as buying or selling stock with no financial advice
Discount Brokerage
A portion of company profits that are periodically paid out to shareholders
Dividend
A low risk bank investment that guarantees a fixed rate of return after a set period of time
Certificate of deposit
stock that pays dividends prior to others shares but there are no voting rights
Preferred Stocks
Stock that allows the owner to vote but doesn't guarantee dividends
Common Stock
interest paid on principle and interest already earned
Compound Interest
Tax-deferred retirement plans offered by employers which are often contributed to an employers
401k
Several exchanges in which shares of publicly held companies are bought and sold
Stock Market
A bank account investment that combines a savings and checking account and pays interest
Money Market account
A measure of how quickly an asset can be turned into cash
liquidity
Type of individual retirement account which offers no tax break up front but $ is withdrawn tax-free after retirement
Roth IRA
Annuity
Putting money into assets with the goal of generating income while growing wealth
Mutual Fund
money earned on an investment expressed as a % rate
Rate of Return
To spread investments out over many different types to reduce risk and withstand changing market conditions
Diversification
Money set aside in a bank account for emergencies and short term financial goals
Savings
Speculating
A financial institution that offers services such as buying and selling investment securities, detailed research and financial advice, while charging higher fees and commissions
Full service Brokerage