Terminology
The bold number in a stock quote at the time that states the price.
Current Price per Share
Name the two types of stocks that we have talked about in class
Common and Preferred
We talked about three MAIN retirement investments. Name all three.
1. Roth IRA
2. Traditional IRA
3. 401K
A stock exchange based in New York City, which is considered the largest equities-based exchange in the world based on total market capitalization of its listed securities.
New York Stock Exchange
The highest price a stock has traded in the past year.
52 Week High
Putting your money into a a variety of different investments to avoid risk is called.....
Diversification
Selling Price - Purchase Price = ???
Capital Loss or Capital Gain
The portion of corporate profits paid out to stockholders
Dividend(s)
A retirement investment option where an employee can take advantage of adding pre-taxed wages plus the benefit of an employer match program.
401K
Another word for a bondholder could be called this..
Creditor
The ability to quickly convert your investment into cash
Liquidity
True/False - Investing in a mutual fund is an automatic form of portfolio diversification?
True
A personal qualified retirement account through which eligible individuals accumulate tax-deferred income up to a certain amount each year, depending on the person's tax bracket. (contributions are PRE-tax)
Traditional IRA
What does IPO stand for?
Initial Public Offering
Buying shares of stock assures you _____ (it is NOT ownership in this scenario..)
NOTHING
Interest on initial investment and previous interest earned.
Compound Interest
Based on the stock quote shown on the screen give me the
1. Ticker Symbol
2. 52 Week High
3. 52 Week Low
4. Yesterdays closing price
TBD.
What retirement account is best for everyone?
There is not one! It depends on the person!
A nonprofit financial institution that is owned by its members and organized for their benefit. They usually offer higher savings rates than a commercial bank.
Credit Union
The price per share of a stock is mostly determined by...?
The supply and demand for the stock
What is the trade-off theory?
High Risk = High Reward!
Which stock is risker Blue Chip or Growth and Why
Growth.. Answers may vary.
A personal savings plan; contributions are not tax-deductible and made POST-tax; earnings are tax-free.
Roth IRA
Unearned income received from the sale of an asset above its purchased price
Capital Gains
This is the number of curves on a STANDARD paperclip
3!