Type of Scams
Clay just met Sally online, and she advised him to invest into this new crypto that should be taking off soon. Since his stocks have been tanking, he was excited about the prospect of recouping most if not all of the funds he lost. He downloads the app that Sally recommended.
What is an investment scam?
Jesse found a limited edition Labubu on Craigslist. They asked for a deposit of $500 to secure his addiction and never heard back from the seller after sending.
What is a marketplace scam?
Love Scams
Met online
Never spoke on the phone
After building a relationship, keeps pressuring about sending money
Jonathan meets Angie online and he quickly developed a strong emotional feeling for her. After a few weeks, Angie says she ran into some trouble and asks Jon to send her money.
What is a love/romance scam?
Eric is finally looking to move out of his parent's place, and found a cheap listing on Facebook Marketplace. The owner asks for a deposit before Eric could see the property because they are out of town and they want him to secure the property. Out of his excitement, he zelles them $1,000.
What is a rental property scam?
Government/FBI Scams
-Stays on the phone while they're in the branch
-Threatens to arrest them
-Knows where they live, and will show up to their house
Bobby received a text message saying he won a sweepstakes that will award him $1,000,000. He's super excited because he can finally buy the Porsche he has a model of. But to receive his money, he has to send them a fee in gift cards.
What is a prize/lottery scam?
Oscar received a text message saying he did not pay his taxes and that the IRS are now after him to collect. He can avoid being arrested by sending them what he owes in giftcards.
What is an IRS scam?
Investment Scams
-Invited to a group chat with like-minded people
-Celebrity/Influencer reaches out for a great opportunity.
-Asks you to download fake apps, or go on fake websites.
David recently came back from a long road trip with his family. He receives a text message letting him know he has past due toll road fees, and needs to pay immediately by clicking the link on the message.
What is phishing?
What is a job/supply scam?
Job Scams
-Provides you a check to e-deposit, with a request to send some money back.
-Usually sent to younger people.
-Immediately receive the job without an interview.
Rochelle received a Facebook message from Bad Bunny saying he needs her help because he's stranded and needs money to get back to his homeland of Puerto Rico. Rochelle couldn't believe how lucky she was for receiving a message from THE Bad Bunny.
What is a family/friend/celebrity emergency scam?
Sussie receives a call from "SchoolsFirst FCU" saying her account has been compromised and she needs to give her information to them to protect her account. In her nervous and frightened state, she started giving any and all of her information.
What are spoof calls/ fake employee scams?
Phishing
-Receive links to pay for a fee/fine.
-Jackpot won, need to register to receive funds.
-Grammar, spelling, or fonts look off.