memberships
John has a general membership; he does not have a joint on the account.
What is the primary accountholder?
Name one term you can receive for a share certificate.
6, 12, 15, 24, 36, 48, & 60
Who provides the first dollar for members to open a regular share savings?
WE DO
Can Mister Gray where ripped jeans and a tank top to work?
NO
How many pounds is Emily's cat?
16
Michael has an 8-year-old name Bruce, he should open this kind of account for Bruce for when he turns 18 OR 21.
What is a custodian account?
Name one requirement for having an advantage checking in order to receive dividends?
What is keep $2,000 in the account, sign up for online banking, receive e statements, minimum of $200 dollars of direct deposit, and ten visa transactions per month?
.80 is the rate for what type of share?
What is privilege checking?
Name 3/6 core values here of SDFCU.
Member driven
Ethical
Helpful
Innovative
Caring
Inclusive
This is the name of Duc's son.
Who is Leon?
Jen wants to remove her mom from her custom share savings, this is what we would tell her.
What is your mom has to remove herself from the account?
Name at least two out of the three share certificates.
Regular share certificate
Bump- up
Jumbo
This type of share has a multi- tiered dividend structure.
What is a money market?
Is there one definition of harassment?
NO
Michael is considered this when he is running a D&D game.
Dungeon/Game Master
Perfect Pita wants to open an organization account with SDFCU, this is what we tell them.
What is NO YOU ARE A FOR-PROFIT ORGANIZATION?
0007
What is the share ID (suffix) for a PRIME money market?
These two terms have the highest share certificate rates at this very moment sitting at 4.06%. Name one.
What is a 12 month term and a 15 month term?
This is a report you make when something or someone does not sit right with you.
What is a SAR (Suspicious Activity Reports)?
What breed is Antonio's dog?
Pitbull Terrier mix
Describe the difference between a POA and a Rep Payee.
POA - voluntary, written up by a lawyer, both parties still have access to the account.
Rep Payee- based on the Social Security, appointed by the government, the beneficiary does not have access to the account however it is still their money.
Dividends are calculated _______ and credited ______.
Fill in the blank.
Dividends are calculated daily and credited quarterly.
Why would someone want a bump-up certificate?
Answers may vary
Ex. Can add funds once when changing for a better rate, etc
Define OFAC & explain what they do.
Office of Foreign Assets Control
OFAC creates and updates the SDN, prevents illegal money movement, and terrorist funding.
Michael spelled this word incorrectly on the board yesterday, what was it and how did he spell it?
Privilige