Numbers
What is the monthly fee for secured checking?
$5.99
Do you have to sign up for overdraft protection or is included in your secured checking?
You still have to sign up for overdraft protection.
Does Secured Checking offer health insurance?
No, but they do offer health discount savings on vision, prescriptions and dental services.
What should you do to have peace of mind when it comes to your debit and ATM cards?
Register your cards with IDProtect
How many times can you make a cellphone claim in a year?
Up to 2 claims per year.
What is the minimum deposit to open a Secured Checking account?
$50.00 minimum
What features does debit advantage have?
1. Buyers protection
2. Extended Warranty
How is the accidental death and dismemberment insurance get divided?
It gets divided equally among joint account owners.
How much identity theft reimbursement do you get?
Up to $10,000
What is buyers protection?
Covers items 90 days from date of purchase against accidental breakage, fire, or theft.
How many ATM Reimbursements can you get?
Two per month.
What features does ID protection have?
1.Credit file monitoring
2. Report
3. Identity theft expense reimbursement
4. Resolution Services
How must the cellphone bill be paid in order to get coverage for cellular telephone protection?
The bill must be paid entirely through the secured checking account.
What is meant by "fully managed recovery"?
You receive a fraud specialist to manage your case and recovery professional to handle the process until you are completely restored.
What is the maximum dollar amount on a cellphone claim?
$300.00
How many overdrafts are forgiven if you have a secured checking account?
Only 1
What does the extended warranty offer?
Extends U.S. Manufactures original written warranty up to one full year on most new retail purchases if the warranty is less than 5 years.
Does accidental death coverage change with age? If so what age does it change by how much?
Yes the coverage changes at age 70 by 50%.
What is total identity monitoring?
Monitoring of over 1,000 databases.
How much does accidental death & dismemberment insurance cover?
Up to $10,000
How many credit bureaus are monitored?
3
Name 4 of the 7 benefits of Secure Checking.
1.ID Protection
2. Debit advantage
3. Cellular phone protection
4. Accidental death or dismemberment insurance
5. Travel and leisure discounts
6.Shopping rewards
7. Family health discounts
What is the deductible to make a cellphone claim?
$50.00
What is 3-in-1 credit file monitoring do?
IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur.
What are some of the coupons and discounts for travel and leisure?
Hotels, restaurants, stores, rental cars, museums, florist, sporting events, amusement parks