SIWL Product Details
Underwriting
Process
Random Fact
100

The SIWL issue age is 50-90?

True or False

False: What is 50-80

100

True or False: A tele-interview might be required for the SIWL applicant?

What is false. never required


100

True or False: payment information is needed at the top of the application?

What is false. We do not as for any information until after the client has received an offer.

100

Corebridge Financial was once know as what major Life Insurance Carrier?

AIG

American General Life and Accident (AGLA)

200

What is the maximum face amount?

What is $35,000. Depending on their age.

200

True or false: MIB is our primary source of gathering data?

What is False – we do not use MIB, background checks only

200

T or F 

If the client has HIV/AIDS, Uncontrolled diabetes, or severe mental health issues/suicide, CB doesn't have a product for them?

What is False:

SS#, can own/sign app, and 50-80, we have a product for them.

200

What does SIWL Stand for?

Simplified Issued Wholelife


300

What riders are included automatically on the level version of the product?

What is Terminal Illness and Nursing Home Confinement

300

True or False: If a client has Cancer, they are automatically a GIWL prospect?



False: There is a page of stage I and II cancers that are eligible for level or graded DB.

300

True or False:CBRG has up to 3 business days to change an offer?


What is false. 


300

What does GIWL Stand for:

Guaranteed Issued Whole Life

400

What payment types are accepted on SIWL/GIWL?

What is ALL - Bank Draft, Credit Card, Debit Card and Direct Express

400

When is the UW decision rendered in the application process?


What is EARLY! At the front of the application – before bene, payment, and signature date required

400

If the client doesn't qualify for the SIWL, you can start a new application for the GIWL?


T or F

False: when prompted, the system will create a new application for you with the data already entered.

400

What is the percentage of new agents were onboarded in 2025?

A. 15%

B. 7%

C. 9%

15%

500

If a client doesn't know their current A1C, what risk options are available?

Level? Graded? Guaranteed?

What is Level.

With the recent changes in our diabetes automated underwriting, we have made adjustments to allow best risk (level) eligible for those that don't remember, or are unaware of their last reading.


500

According to our Underwriting Niches, at what max level A1C on a non-insulin dependent diabetic could still qualify for level Death Benefit?

What is 9.9 (Was 8.6.)

500

With the recent product enhancement, CB Final Expense now has ____ as an option to signature 

What is Text-to-Sign.

500

Who is the best Sales Support at CB Final Expense for Real Innovations?

Who is CJ de Solonel !!!

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