Exterior Documentation
The full front elevation of the property must always be captured, also known as this.
What is the front of risk?
Wide-angle photos must be taken from each of these four locations in a room.
What are the corners?
These two documents must be issued immediately: one preserves rights, and the other must be signed and returned in 60 days.
What are the ROR letter and Proof of Loss form?
These numbers must be photographed clearly to verify property location.
What are address numbers?
For appliances involved in a loss, adjusters must photograph these three details from the tags.
What are make, model, and serial number?
If the Proof of Loss is not returned within 60 days, the claim must be this.
What is denied and closed?
Photos of trampolines, rotting wood, or unfenced pools fall under this type of documentation.
What are high-risk issues?
Adjacent rooms must be photographed to show this.
What is the spread of loss?
Adjusters must request the last six months of these from the mortgage company.
What are inspection reports?
When documenting exterior elevations, these three major parts of the property must always be included.
What are roofline, foundation, and siding?
This type of photo should highlight damaged high-value personal property, such as designer bags or electronics.
What are close-ups?
Inspection reports help verify occupancy status, pre-existing damage, and this.
What is delay in reporting?
To document the cause of loss, you might photograph storm debris, fallen trees, or this plumbing issue.
What is a failed plumbing line?
Flooring cupping or lifting should be shown by placing this object against the surface.
What is a ruler or flat object?
All requests and responses must be recorded here.
What are claim notes?