SMALL BUSINESS LENDING
The percentage of GAR (Small Business) that generally represents the maximum dollar amount ask for a working line of credit
25%
Feature that allows TD bank to pay only those items which you have uploaded to our bank
Positive Pay
Net worth excluding primary residence, used as a barometer for Private Client membership
3MM
When issuing a replacement debit card to either a personal or business Customer, what is provided to the Customer.
Personal or Business Electronic Funds Transfer Disclosure
How much % is earned on TD Cash
Earn 3% and 2% Cash Back on your choice of spend categories. Earn 1% Cash Back on all other purchases.
The number of federal tax returns that must be submitted with a BLOC request of 250K
One
ACH feature that automatically returns items that don’t meet your predefined criteria – your review isn’t required
ACH Filter
Line of credit issued against one's investment portfolio
SBLOC-Security Based Line of Credit
What 3 forms are required when opening an account for a Nonresident Alien (NRA)
ID
TAX requirement (W-8)
Proof of US address
What is the main benefit of TD Flexpay
The number of years that a typical SBA BLOC is approved for, at which point it closes
5 Years
This is the maximum number of TIN's allowed on the Treasury Management version of Digital Express
Unlimited
HELOC can be granted by Private Client for any 1-4 Family Structure set up in this corporate structure
Single Purpose LLC
When should the TD DCA placemat be used
Opening new account, discussing fees, when you're changing election
How much interest and fees are incurred for TD Clear with 1000 & 2000
No interest – just a simple monthly fee.$10 & $20
The percentage of down payment required when applying for a commercial express lease
No downpayment required 100% financing
This is the GAR (in $$$) threshold which generally separates a small business online banking user from a Treasury Management candidate
10MM
Moving invested assets "as is" from one brokerage to TD Private Client (without liquidating positions)
ACAT or In-Kind transfer
If a customer calls you for their balance, how do you verify them
P – Password (if applicable)
A – Account Number/Visa Debit Card #
N – Name
D – Date and Amount of a Recent Transaction
A – Address
How many times TD First class
3X miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining.
1X miles on all other purchases
Minimum # of years in business required to apply for a BLOC
0 - Startups welcome
It’s a unique account identifier that allows you to give Automated Clearing House (ACH) payment instructions to customers without exposing your confidential banking information. Management customer
UPIC (Universal Payment Identification Code)
Wealth offering that allows for an interest only repayment during "build out" phase of development
Construction Mortgage
When can a customer cancel a wire and receive a full refund? Which type of wire does that apply to
Earn how much % on TD Cash Secured