Pick your Product
What's my rate?
Doc Doc.. Who's there ?
Best Practices 101
100

Use me instead of your Business Debit Card to track expenses, earn rewards, and reduce fraud.

Business Credit Card

100

This daily rate is the standard used for calculating Business Term loan rate offerings.

FHLB 5 Year +3% 



100

This internal bank form is used to help calculate cash flow, and capture the Assets and Liabilities of Personal Guarantors.

Personal Financial Statement

100

ACE of this dollar amount or greater will require at least 1 year of Tax Returns, PFS, and Debt schedule.

$100,000

200

Loan product used to assist with short term expenses and working capital needs.

Business Line of Credit

200
Promo Rate offering for Balance Transfers valid for 6 statement cycles on Small Business Credit Card.

0%

200

Tax form filed with 1040 to report income and expenses for your business.

Schedule C

200

CRM system used daily by Branch Managers, Bankers, and Partners to track appointments, opportunities, and referrals.

Customer One

300

A suite of business products built to help improve cash flows, manage funds, reduce fraud risk, and enhance banking visibility.

Treasury Management 

300

Standard Pricing for all Business Banking Lines of Credit.

Prime +3-3.5

300

A financial statement that summarizes revenues, costs and expenses, of a company during a specific time period and provides information about their profitability.

Profit & Loss statement (P&L) 
300

Visual Tool used for branch collaboration regarding business prospecting, bank in a box, team motivating factors, and keys to success.

Business Banking Vision Board

400

Bank offering that helps companies with accepting payments, managing inventory, tracking sales and more in an efficient way.

Merchant Services

400

What term refers to the scheduled period of time when an interest rate changes due to a new index, where payments pay go up or down?

Rate Reset 

400

Provides a snapshot of what a company owns and owes at a specific point in time, including shareholders equity.

Balance Sheet 

400

Top 3 Activities Successful Bankers and Branch Managers prioritize weekly. 

Prospecting , Joint Partner Calling, Networking/COI Generation

500

A set of product offerings ideal for customers experiencing any of the following: Length of time in business, Cash flow capacity, Collateral shortfall, Limited Liquidity.

SBA

500

Surprise...All Team's Play...

Share your team's best response to the  customer's question "What will my rate be" without quoting a rate.


Winning points go to most creative team response!  

500

Start Up Business loans will require these 2 additional documents to showcase the company's estimates or forecasts of it's financial performance in the future.

Business Plan and Projections

500

A Premier "Bank in a Box" Client receives the benefits below for having what 6 products/services with Northwest?

1.Waived doc fee on line/term loan 2. $500 merchant statement credit 3. Free RDC scanner 4. Free Private Banking Introduction

Business DDA, Online Banking with Bill Pay, LOC or Term loan, SB Credit Card, Merchant or TM, Trust/Investments/401K

M
e
n
u