Scams
What is a scam in which a relationship must be built
Romance Scam
What kind of unregulated loan is dangerous
Personal loan
The only people that do not have to pay into super.
Self employed.
Ongoing cost, maintenance, depreciation.
What are GROSS earnings?
Income before deductions.
What scam gets you to click a link
Phishing scam
The most common type of modern loan. Especially when spending online.
The name of the pension the government pays to poeple over 60.
Age pension
A strategy to make investing LESS risky.
Diversification.
What are NET earnings?
Earnings after deductions.
"I need your TFN number and your passport number"
Identity theft/scam
A loan many people take out. This is usually the biggest loan people take out
Mortgage
As of July 1st 2025, the amount that an employer contributes to super.
12%
A smart insurance investment for self employed or sickly people.
Income insurance.
What happens to pay during overtime?
It is increased, usually by a quarter.
Scammers receive goods that you have to pay for
Buy now, pay later scam
One risk of defaulting on a loan repayment.
Repossession of items you have
The size of the superannuation pool in Australia.
$3.5 trillion.
Investing in crypto.
Market highly volatile.
Does superannuation come out of your payslip?
No, the employer fronts the cost.
What is this an example of (key words needed) "Netflixceo@yahoo.com requestes that you renew your billing details"
A scam red flag/ Phishing scam
How do banks loaning money make a profit?
Interest.
the amount of the over 60 pension a year.
$27,000
One of the only widespread and COMPULSORY types of insurance.
Car insurance.
Why is it useful to have employer details on a payslip?
If you would like to make a claim or complaint.