Money Skills
What is the definition of Budgeting?
The act or process of managing expenses or liabilities versus revenue or assets.
What is a job hazard?
Anything that could reasonably cause harm.
What is privacy?
What is Self - Advocacy
Being able to advocate for oneself. Being able to stand and speak up for oneself and being able to determine one's own fate.
What is respect
The proper reverence and/or kindness shown to others, ideas, or places.
Name all COMMON units of currency and their worth.
Penny - $0.01, Nickle - $0.05, Dime - $0.10, Quarter - $0.25, Dollar - $1.00, Five Dollar - $5.00, Ten Dollar - $10.00, Twenty Dollar - $20.00. Fifty Dollar - $50.00, One Hundred Dollar - $100.00
EXTRA 100pts if added the Two Dollar Bill and Half Dollar
What does OSHA stand for?
Occupational Safety and Health Administration
What is employee monitoring?
When an employer watches or observes an employee's conduct at work.
What is independent living?
Living independent (on one's own) with minimal support necessary from others.
What is the Golden Rule?
Do unto others as you would have them do unto you.
What is Missouri's Minimum Wage?
$8.60/hour
Name all kinds of Hazards and what they are.
Safety = a general hazard (wet floor, glass, etc)
Chemical = a toxic chemical
Biological - a disease or infection
Other = anything else (distraction, violence, etc)
Yes
What could happen if someone does not pay their rent?
Eviction
Why might we want to respectful to others?
It will make people like us more, it will encourage others to respect us, it will show professionalism, etc.
Define the Following
Taxes
Rent
Utilities
Define the Following:
Asset
Revenue
Liability
Expense
Taxes = money given to the government
Rent = money given to the landlord
Utilities = money given to water, electricity, and gas provider
Asset = a thing that earns you money
Revenue = how you make money
Liability = something that costs you money
Expense = something that costs money
What is FNPA 704 (Fire Diamond) and what does it stand for?
The danger of a substance or other thing according to its Flammability, Health, and Stability, It's measured on a 0-4 Increasing Scale.
Does an employer have to alert an employee of monitoring in their business?
GENERALLY SPEAKING, no. Federally it was not required, some states do enforce different laws. However most companies will alert anyway for lawsuit protection.
What could happen if one does not pay electricity, water, or another utility.
It could be turned off
Arriving on time, being polite, greetings, work quality, following the rules, listening to coworkers or boss, etc.
Figure out this budget:
John makes $10.00/hour and works 40 hours a week. The income tax is 10%. His rent is $600/month and utilities are $200/month. He also has a roommate that splits the bill in half. What is his budget?
(NO HELP FROM STAFF)
+$1040 remainder
How do you deal with a Hazard?
If it can be safety cleaned up, do so. If not then keep customers away until a manager or someone qualified to clean it up can.
What does HIPAA help ensure?
Name an organization that can help you with your independent living skills.
Easterseals Midwest or other
How might one show respect to their family or friends?
Politeness, greetings, doing chores, etc.