Divide cash into physical or digital items labeled for specific spending categories
The Envelope System
The first step to making a wise decision.
Commit to seeking God's will
The process of communicating nonverbally through conscious or unconscious gestures and movements.
Body Language
Mistreatment of a physical nature, such as hitting, slapping, and kicking.
Physical Abuse
Examples of this pollution are: cars, planes, barking dogs, music venues, and construction sites
Noise Pollution
An environmental event that significantly threatens human health and safety.
Natural disaster
Taking care of and being responsible for something that belongs to someone else
Stewardship
Contribute a set amount to a savings, retirement, or emergency account before paying your normal expenses
Paying yourself first
After making multiple decisions throughout the day, you stop putting enough focus on certain important decisions, and this may lead to negative consequence.
Decision fatigue
The way a person or brand communicates, which includes how words are spoken or written to convey meaning, attitude, and emotion.
Tone of Voice
Any repeated aggressive behavior that is meant to harm others, especially people unable or unlikely to defend themselves.
Bullying
Examples of this pollution are: chemicals, wildfires, tobacco smoke, e-cigarette vapor, and fuels
Air Pollution
A state of heightened alert when a weather event is occurring and immediate action is needed.
Weather Warning
Combustion of fuels causes this pollution
Air
Purposefully spend all the money you bring in, allocating specific amounts ahead of time for savings and giving
Zero-sum budgeting
When making a major decision, the last thing you want to do is to have your attention divided. Instead, take uninterrupted time to sit and think about the decision you need to make.
Multitasking
Being aware of, understanding, and identifying with the emotions, thoughts, and experiences of someone else.
Empathy
Any attack or threat to physically injure or abuse another person or to damage or destroy another’s property.
Violence
This kind of pollution can impact people's quality of sleep. It can also impact some animals’ ability to migrate, and the changing migration patterns can then alter food chains.
Light Pollution
A state of heightened alert when conditions are favorable for forming a particular weather event.
Weather Watch
Avoid using this kind of statements when communicating
"you" statements
Decide on what percentages you want to spend on needs, wants, and savings
Proportional budgeting
Because so much information is at your fingertips, you can become paralyzed with indecision.
Overanalyzing
The strength to keep going when one experiences a setback or major disappointment.
Resilience
Any form of abuse between members of the same household.
Domestic Abuse
This kind of pollution can lead to gastrointestinal problems.
Water Pollution
A natural disaster that the evacuation plan would be to get to the highest place.
Tsunamis
Based on beliefs and determines how one will behave, even when no one else is watching.
Character
Book of the Bible that tells us the love of money is evil
1 Timothy
The Five Steps to making a wise decision
Consider, Consult, Clarify, Commence, and Continue
A deep-seated feeling of dislike; aversion
Antipathy
Any mistreatment meant to instill fear without any physical contact, such as yelling, name-calling, or intimidation, among others.
Emotional Abuse
Examples of this of pollution are: litter, construction, mining, and agricultural chemicals.
Land Pollution
The natural disaster that an evacuation is the least effective.
Tornado
Actions taken to preserve and protect the earth’s natural resources for current and future generations
Conservation