Specialty
Name 3 hospital indemnity companys We talked about THIS week
Golden rule, gtl, heartland, liberty bankers, health spring,
Golden Rule is affiliated with what insurance company?
United Healthcare
What are the issue ages?
18-85
What are the guaranteed issue ages?
64-74
What are the lump sum benefits for the lump sum cancer/heart/stroke?
$5,000-$75,000
What product/s will offer coverage to clients ages 19-99?
Cigna lump sum cancer/heart/stroke
What ages qualify somebody for guaranteed issue coverage/no health questions
60-74
What is the waiting period
30 days
What is the waiting period
None
Which optional rider pays out in the event of: hearing loss, organ transplant, paralysis, blindness, coma, end stage renal?
Specified Disease Rider
Which company did we talk about this week that gives a household discount simply because somebody else lives in the house?
Heartland
Which optional benefit riders do not offer guaranteed issue coverage?
None, they all offer something if the person is in the correct age bracket.
What are the daily benefit options for hospital confinement?
$100-$750
What is the pet boarding benefit?
$75 per day for up to 14 days per year
What is the name of the rider that will increase the policy benefit amount by either $500 or $1000
Lump Sum Cancer and Heart & Stroke Benefit Building Riders
What product offers guaranteed issue ages 60-74
What is the waiting period on pre-existings?
6 months
What is the pet boarding benefits?
Pays $50 per day for a maximum of 10 days per calendar year for boarding a pet while they are in hospital.
What percentage is the household discount?
7%
What is the % of benefit amount payable for a stent?
10%
What are the names of GTLS 2 hospital indemnity products
Advantage Plus & Advantage Plus Elite
Name 5 of the optional benefit rides
Cancer
Outpatient drugs
Emergency room
Skilled nursing
Outpatient surgery
Ambulance
Wellness visits
What is the household discount and how do they qualify for it?
10% and they have to be living with another person 50 years or older for at least 12months
What are the daily benefit options for hospital confinement?
$100-$1000
What is the % of benefit amount payable for a coronary artery bypass surgery?
25%