Paying For College
The maximum amount of money a college costs to attend ONE academic year.
How does the government collect money from its citizens to pay for things that the people need, like schools and roads?
Taxes
Bluey
If someone is unable to maintain a savings, they may be *BLANK-BLANK*?
Living paycheck to paycheck
*BLANK* is a rate charged for borrowing money. It is paidby the borrower.
Interest Rate
What is the name of the form that helps students apply for Need-Based financial aid for college or graduate school?
*BLANK* is a type of bank account that offers easy access to deposited funds. This account only has funds that are deposited by the consumer or their employer.
What is the name of a Marvel hero who uses a high-tech suit created by Tony Stark?
Spider-Man
True or False: Fixed Expenses are non-consistent monthly bills, and Variable Expenses are consistent monthly expenses that you need to budget for.
False
1. Equifax
2. Experian
3. Transunion
What are the names of the TWO Federal Student Loans offer to cover educational costs?
1. Subsidized Loans
2. Unsubsidized Loans
True or False: Payroll Tax is a percentage withheld from an employee's salary and paid to the government to fund public programs like Medicare and Social Security Programs, and is paid by both employees and employers.
True
What is the word used to describe a "fake but curated" lifestyle shown on social media?
Aesthetics
What is a Budget and its purpose?
A plan for managing your money by tracking income and expenses to help you reach financial goals
What are the 2 highest percentages to calculate credit score?
1. Payment History: 35%
2. Amount Owed: 30%
What are the FOUR need-based financial aid to cover educational costs?
1. Grants
2. Student Loans
3. Work-Study
4. Scholarships
Casey Smith received her first paycheck from working at Insomia Cookies. Her Gross Pay for working 20 hours was $200. When Casey looked at her bank account, she noticed a deposit of $175.33. Why is that?
Casey received $175.33 because that is her Net Pay or Take-Home Pay after paying taxes.
Which artist dropped an album in the Fall 2025 called "Am I The Drama?"
Cardi B
What are the 5 budgeting/savings strategies?
1. 50/30/20 rule
2. Zero- Based Budgeting
3. Paying Yourself First
4. Cash Envelope System
5. Savings Account
1. Mortgages
2. Credit Cards
3. Auto Loans
4. Personal Loans
5. Student Loans
6. Payday Loans
Sticker Price - Grants & Scholarships = Net Price
What is the name of the form that banks provides that informs consumer how much fees they are responsible for like a Overdraft fee?
What is the name of the dimension, accessible only by activating a portal frame using Eyes of Ender, and is the home to the Ender Dragon in Minecraft?
The End
Stefano wants to buy brand new t-shirts for students to wear during the Squash Finals, which are in 8 months. He found a company that will sell him 25 t-shirts for $900.00. How much does Stefano need to save every month to purchase the t-shirts?
$900.00 / 8 months = $112.50
Predatory lenders sometimes use this practice, where borrowers are charged hidden fees or interest that wasn’t fully explained up front.
bait-and-switch lending or hidden fees