What are the 4 parts of the Medicare Program and what do they cover?
What is
Part A- Hospital Expenses
Part B- Doctors and Medical Services
Part C- Medicare Advantage
Part D- Prescription Drug Plan
100
How long is the free look period?
What is 30 days?
100
The 7 ADLs are:
What is Ambulating, bathing, dressing, toileting, transferring, continence, and eating.
100
The maximum daily cash benefit is how much per day?
What is $300?
100
How and in what timeframe is a claim delivered?
Within 48 hours of the claim, a check is sent overnight.
200
Harry S. Truman became the first official enrollee in "Medicare" in what year?
What is 1965?
200
How long is the waiting period before benefits start for current (pre-existing) health conditions?
What is none?
200
The 7 Normal Living Activities are:
What is meal preparation, shopping & traveling, medication management, handling money & bill paying, light housekeeping, telephoning, and laundry.
200
The grace period allowed for payment of premium is:
What is 31 days?
200
The maximum issue age on an ExpressPay Life policy is what?
What is 80 years old?
300
Who has to pay a premium for Medicare Part A coverage?
Who are people with less than 10 years of Medicare-covered employment?
300
How much do clients pay for hospice care?
What is nothing?
300
Based on reports from the National Center of Health statistics, of the 2.5 million people who received convalescent nursing care, what percent of those discharged stayed less than one year?
What is 83%?
300
The inflation protection option increases the home health care daily benefit by how much?
What is 5% of the original daily home health care benefit amount?
300
In most cases, claims are filed how?
What is over the phone?
400
When a client is in the Part D "Coverage Gap" and has to pay 100% of costs, what is the total out of pocket expense in the "doughnut hole" for 2011?
What is $3,610?
400
In days 61-90 of a client's hospital confinement, our Plan F pays how much?
What is $283 per day?
400
What is the 2011 deductible for Part D coverage?
What is $310?
400
The Restoration of Benefits feature allows benefits to be restored one time during the life of the policy after a client has what?
What is 6 months of full recovery as long as the maximum has not been met.
400
Social Security pays a one time death benefit of how much?
What is $255?
500
Name the 7 categories that Medicare Part B covers.
What is
Doctors' services
Outpatient medical/ surgical services & supplies
Diagnostic tests
Outpatient therapy
Outpatient mental health services
Some preventive health care services
Other medical services
500
Our Plan F pays what for medically necessary emergency hospital and medical care during the first 60 days of each trip outside the USA?
What is 80% of covered charges after a $250 deductible each calendar year, up to $50,000 lifetime maximum?
500
What are the 4 financial concerns or client needs that the ARS Freedom Solutions series covers?
What are Prescriptions, Short term convalescent care, Doctor visits and Hospital costs, Funeral costs and other expenses?
500
The zero day elimination period option on Home Health Care is not available for which ages?
What are ages 80-84?
500
Claims filed within how many years of policy issue will require a review and investigation?